§__.22(a)(2) – 2
Q: Will examiners review application data as part of the lending test?
A2. Application activity is not a performance criterion of the lending test. However, examiners may consider this information in the performance context analysis because this information may give examiners insight on, for example, the demand for loans.
Source: Interagency Questions & Answers Regarding Community Reinvestment | July 2016