§__.26(b)(1) Off-shore Loans in Loan-to-Deposit Ratio

§__.26(b)(1) – 3

Q: If an institution makes a large number of loans off-shore, will examiners segregate the domestic loan-to-deposit ratio from the foreign loan-to-deposit ratio?

A3. No. Examiner will look at the institution’s net loan-to-deposit ratio for the whole institution, without any adjustments.


Source: Interagency Questions & Answers Regarding Community Reinvestment | July 2016

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