§__.43(b)(1) – 1
Q: Must an institution that elects to have affiliate lending considering include data on this lending it its public file?
A1. Yes. The lending data to be contained in an institution’s public file covers the lending of the institution’s affiliates, as well as of the institution itself, considered in the assessment of the institution’s CRA performance. An institution that has elected to have mortgage loans of an affiliate considered must include either the affiliate’s HMDA Disclosure Statements for the two prior years or the parts of the Disclosure Statements that relate to the institution’s assessment area(s), at the institution’s option.
Source: Interagency Questions & Answers Regarding Community Reinvestment | July 2016