§__.22(c)(1) Consideration of Affiliate Lending Categories

§__.22(c)(1) – 1

Q: If an institution, regardless of examination type, elects to have loans by its affiliate(s) considered, may it elect to have only certain categories of loans considered?

A1. Yes. An institution may elect to have only a particular category of its affiliate’s lending considered. The basic categories of loans are home mortgage loans, small business loans, small farm loans, community development loans, and the five categories of consumer loans (motor vehicle loans, credit card loans, home equity loans, other secured loans, and other unsecured loans).


Source: Interagency Questions & Answers Regarding Community Reinvestment | July 2016

Last modified April 28, 2023