Author: findCRA

FEMA: Major Disaster Declaration for State of Maine

The Federal Emergency Management Agency (FEMA) announced that federal disaster assistance has been made available to the state of Maine to supplement state and local recovery efforts in the areas affected by a severe storm and flooding from October 29 to November 1, 2017. Federal funding is available to state and eligible local governments and…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in October 2017. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

OCC: CRA Evaluations for 15 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of December 1, 2017 through December 31, 2017.  The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings.  The…

FEMA: Major Disaster Are Declared for State of Vermont

The Federal Emergency Management Agency (FEMA) announced that federal disaster assistance has been made available to the state of Vermont to supplement state and local recovery efforts in the areas affected by a severe storm and flooding from October 29 to October 30, 2017. Federal funding is available to state and eligible local governments and…

FEMA: Major Disaster Declaration for the State of New Hampshire

The Federal Emergency Management Agency announced that federal disaster assistance has been made available to the state of New Hampshire to supplement state and local recovery efforts in the areas affected by a severe storm and flooding from October 29 to November 1, 2017. Federal funding is available to state and eligible local governments and…

FEMA: Public Assistance Eligibility Expanded to Include Houses of Worship

The Federal Emergency Management Agency (FEMA) announced today that private nonprofit houses of worship are now eligible for disaster assistance as community centers, without regard to their secular or religious nature.  These changes are effective for disasters declared on or after August 23, 2017 and for applications for assistance that were pending with FEMA as…

FEMA: Major Disaster Declaration Approved for California

The Federal Emergency Management Agency (FEMA) announced today that federal disaster assistance has been made available to the state of California to supplement state, tribal, and local recovery efforts in the areas affected by wildfires from December 4, 2017 and continuing. Federal funding is available to state and eligible local governments and certain private nonprofit organizations…

Federal Reserve: Inequality in 3-D – Income, Consumption and Wealth

Finance and Economics Discussion Series (FEDS) Inequality in 3-D: Income, Consumption, and Wealth (PDF) by  Jonathan Fisher, David Johnson, Timothy Smeeding, and Jeffrey Thompson Abstract: We do not need to and should not have to choose amongst income, consumption, or wealth as the superior measure of well-being. All three individually and jointly determine well-being. We…

Federal Reserve: Recent Trends in Small Business Lending and the Community Reinvestment Act

Tim Dore and Traci Mach In this note, we analyze data on small business loan originations collected under the Community Reinvestment Act (CRA) to document heterogeneity in the recovery in small business lending since the financial crisis. Small business loan originations by CRA respondents declined significantly between 2007 and 2010 and, by 2016, have only…