FFIEC: 2024 HMDA Data on Mortgage Lending Published
The Federal Financial Institutions Examination Council (FFIEC) recently published data on 2024 mortgage lending transactions reported under the Home Mortgage Disclosure Act (HMDA) by 4,908 U.S. financial institutions. The Snapshot National Loan-Level Dataset released contains the national HMDA datasets as of May 19, 2025. The FFIEC released several data products to serve a variety of data users,…
ABA: Bank Economists Project Credit Conditions May Weaken for Consumers and Businesses Over the Next Six Months
Credit conditions are expected to soften over the next six months as businesses and consumers wait for greater clarity on the economic outlook especially trade policy, according to the American Bankers Association’s latest Credit Conditions Index released today. The latest summary of ABA’s Credit Conditions Index examines a suite of indices derived from the quarterly outlook for…
ICBA: New ICBA Polling Shows Public Support for Policy Efforts Targeting Check Fraud
Following federal banking regulators’ recently issued request for information on potential agency actions to address check fraud and other forms of payments fraud, the Independent Community Bankers of America (ICBA) today announced polling results showing Americans support policy efforts to take on the scourge of check fraud. According to ICBA polling conducted by Morning Consult in June: …
HUD and Census Bureau: New Residential Sales Report for May 2025 Issued
The U.S. Census Bureau and the U.S. Department of Housing and Urban Development jointly announced the following new residential sales statistics for May 2025: New Home SalesSales of new single-family houses in May 2025 were at a seasonally-adjusted annual rate of 623,000, according to estimates released jointly today by the U.S. Census Bureau and the…
OCC: New Report Highlights Key Risks in Federal Banking System
The Office of the Comptroller of the Currency (OCC) today reported the key issues facing the federal banking system in its Semiannual Risk Perspective for Spring 2025. The OCC reported that the strength of the federal banking system remains sound. Consumer sentiment, geopolitical risk, sustained higher interest rates, and downward movement in some macroeconomic indicators have increased…
Census Bureau: Older Adults Outnumber Children in 11 States and Nearly Half of Counties
The U.S. population age 65 and older rose by 3.1% (to 61.2 million) while the population under age 18 decreased by 0.2% (to 73.1 million) from 2023 to 2024, according to the Vintage 2024 Population Estimates released today by the U.S. Census Bureau. The data show the population continued to age, with the share of the population…
Census Bureau: 2023 County Business Patterns Data Now Available
The U.S. Census Bureau today released the 2023 County Business Patterns (CBP). CBP provides annual subnational economic data for businesses with paid employees. The number of establishments, employment during the week of March 12, first quarter payroll, and annual payroll are provided for nearly 1,000 industries, as defined by the 2017 North American Industry Classification System…
FHFA: House Price Index Down 0.4 Percent in April 2025; Up 3.0 Percent from Last Year
U.S. house prices fell 0.4 percent in April, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 3.0 percent from April 2024 to April 2025. The previously reported 0.1 percent price decline in March was revised upward to 0.0 percent. For the nine census divisions, seasonally adjusted monthly home price…
OCC: Mortgage Performance Report for First Quarter 2025 Released
The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the first quarter of 2025. The OCC Mortgage Metrics Report, First Quarter 2025 showed that 97.6 percent of mortgages included in the report were current and performing at the end of the quarter, an increase…
Census Bureau: New Data on Detailed Languages Spoken at Home and the Ability to Speak English Released
More than 1 in 5 people (22%) age 5 and older in the United States spoke a language other than English at home during the five-year period from 2017 to 2021, according to new data released today by the U.S. Census Bureau. The newly released table package — Detailed Languages Spoken at Home and Ability to…