ABA: Reports Shows Consumer Delinquencies Mixed in Fourth Quarter 2018

​Consumer credit delinquencies were mixed in last year’s fourth quarter, with delinquencies falling for the composite index of closed-end loans and rising in other open-end loan categories, according to results from the American Bankers Association’s Consumer Credit Delinquency Bulletin. Overall, delinquencies fell in six of the 11 categories tracked by […]

Census Bureau: Housing Vacancy Annual Statistics Released for 2018

These statistics provide vacancy rates, homeownership rates and characteristics of units available for occupancy for the United States, regions, states and the 75 largest metropolitan statistical areas. Data for all geographies are available both quarterly and annually. Homeownership rates are also tabulated by age of householder for the United States […]

Census Bureau: Webinar on April 9th on Accessing Data in 2019 with Transition to data.census.gov

What: The U.S. Census Bureau will hold a webinar to show participants how to access data using data.census.gov. The Census Bureau has developed a new way of accessing data and is now a few months away from the official launch of data.census.gov and the retirement of American FactFinder in June. Starting in July, […]

FHFA: Index Shows Mortgage Rates Decreased in February 2019

Nationally, interest rates on conventional purchase-money mortgages decreased from January to February, according to several indices of new mortgage contracts. The National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders Index was 4.46 percent for loans closed in late February, down 14 basis points from […]

FHFA: House Price Index Up 0.6 Percent in January; Up 5.6 Percent from Last Year

 U.S. house prices rose in January, up 0.6 percent from the previous month, according to the Federal Housing Finance Agency (FHFA) seasonally adjusted monthly House Price Index (HPI).  The previously reported 0.3 percent increase for December 2018 remained unchanged.   The FHFA monthly HPI is calculated using home sales price information […]

OCC: Report Shows Mortgage Performance Improves in Fourth Quarter 2018

The Office of the Comptroller of the Currency (OCC) reported a slight improvement in the performance of first-lien mortgages in the federal banking system during the fourth quarter of 2018. The OCC Mortgage Metrics Report, Fourth Quarter 2018, showed 95.8 percent of mortgages included in the report were current and performing at […]

Census Bureau: Women’s Earnings by Occupation from the 2017 American Community Survey

In honor of Women’s History Month, the U.S. Census Bureau released today a graphic showing median earnings by detailed occupation from the 2017 American Community Survey. The occupation table shows the female earnings for full-time, year-round workers in 2017 and figures on the number of women in select occupations. The Census Bureau […]

FHFA: Nearly 4.3 Million Homeowners Helped Via Foreclosure Prevention

The Federal Housing Finance Agency (FHFA) today released its fourth quarter 2018 Foreclosure Prevention Report, which shows that Fannie Mae and Freddie Mac (the Enterprises) completed 41,062 foreclosure prevention actions in the fourth quarter of 2018, bringing the total number of foreclosure prevention actions to 4,283,836 since September 2008.  The report […]

CFPB: Report Released on 2018 Administration of the Fair Debt Collection Practices Act

The Consumer Financial Protection Bureau (Bureau) released the annual report to Congress on the administration of the Fair Debt Collection Practices Act (FDCPA). The report highlights the continued efforts by the Bureau and the Federal Trade Commission (FTC) to stop unlawful debt collection practices, including vigorous law enforcement, education and […]

FDIC: Supervisory Insights Winter Edition Focuses on LIBOR

The Federal Deposit Insurance Corporation (FDIC) today issued the Winter 2018 issue of Supervisory Insights, which includes an article examining the future of, and alternatives to, the London Inter-bank Offered Rate (LIBOR). LIBOR is a popular reference rate for commercial loans, residential mortgages, derivatives and swaps, and other credit instruments. While […]