FDIC: List of Banks Examined for CRA Compliance Issued
The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in October 2025. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting the…
OCC: Proposed Guidance Issued on CRA Simplified Strategic Plan Process to Reduce Regulatory Burden for Community Banks
The Office of the Comptroller of the Currency (OCC) today issued proposed guidance for a simplified strategic plan process for community banks to comply with the Community Reinvestment Act (CRA). The OCC’s action builds on a series of reforms the OCC announced in October and November to reduce burden and tailor examination activities for community banks. “Community banks are…
FDIC: CRA Examination Schedule for First Quarter 2026 Issued
The Federal Deposit Insurance Corporation (FDIC) today issued the list of institutions scheduled for a Community Reinvestment Act (CRA) examination during the first quarter 2026. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter. The Community Reinvestment Act is…
OCC: CRA Evaluation Schedule for First and Second Quarters 2026 Issued
The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the first and second quarters of 2026. The OCC encourages public comment on the CRA-related activities of the national banks and federal savings associations (collectively, banks) scheduled to be evaluated under the…
FDIC: Updates to the Consumer Compliance Examination Schedule Issued, Extending Compliance and CRA Exam Cycles
The FDIC’s Consumer Compliance Examination Manual has been revised to reflect an updated examination frequency schedule whereby consumer compliance examinations and Community Reinvestment Act (CRA) evaluations will occur less frequently for most institutions. Statement of Applicability: The contents of, and material referenced in, this FIL apply to all FDIC-supervised financial institutions. Highlights: Section II-12.1 of the…