FDIC: 2026 Consumer Compliance Supervisory Highlights Issued
The Federal Deposit Insurance Corporation (FDIC) today issued the 2026 edition of the Consumer Compliance Supervisory Highlights. The purpose of this publication is to enhance transparency regarding the FDIC’s consumer compliance supervisory activities and to provide a high-level overview of consumer compliance issues identified in 2025 through the FDIC’s supervision of state non-member banks and thrifts. …
FHFA: House Price Index® Up 0.1 Percent in January; Up 1.6 Percent from Last Year
U.S. house prices rose 0.1 percent in January, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 1.6 percent from January 2025 to January 2026. The previously reported 0.1 percent price change in December was revised upward to 0.3 percent. For the nine census divisions, seasonally adjusted monthly home price…
CFPB: 2025 HMDA Data on Mortgage Lending Now Available
The Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) data for 2025 are now available on the Federal Financial Institutions Examination Council’s (FFIEC) HMDA Platform for approximately 4,768 HMDA filers. The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy. To increase public accessibility, the annual loan-level…
OCC: Mortgage Performance Report for Fourth Quarter 2025 Issued
The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the fourth quarter of 2025. The OCC Mortgage Metrics Report, Fourth Quarter 2025 showed that 97.5 percent of mortgages included in the report were current and performing at the end of the quarter, a slight…
Census Bureau: New Data Released From Household Trends and Outlook Pulse Survey
The U.S. Census Bureau today released new data on food and nutrition, health and well-being, transportation, employment, education and other topics from the Household Trends and Outlook Pulse Survey (HTOPS). These data, collected from a sample of about 30,000 households in April 2025, provide insights for the nation as well as smaller geographic areas defined by…
Census Bureau: Slow Population Growth Impacts Nation’s Largest Counties Hardest
Diminishing Population Gains in Metro Areas Highlight Nationwide Trend Population growth slowed in a majority of the nation’s 3,143 counties and the District of Columbia between July 1, 2024, and July 1, 2025, according to the Vintage 2025 population estimates released today by the U.S. Census Bureau. Among the 2,066 counties that grew between 2023…
CFPB: Updated College Banking Product Agreements & Data Available for Review
The agreements and related information presented here are a sample of the data used in the CFPB’s annual report to Congress and should not be considered comprehensive. The scope of the CFPB’s observations was limited to the agreements and other public disclosures that were published by institutions related to each award year (interested parties should…
ABA: New Survey Finds Americans Want Fintechs to Follow Bank Rules, Support Protecting Local Lending from Stablecoin Risks
Morning Consult poll also shows consumers find credit card marketplace highly competitive, are wary of credit card price controls A new survey conducted by Morning Consult on behalf of the American Bankers Association found that consumers want nonbank fintech companies to follow the same rules as banks. More than 8 in 10 (84%) agree that any business…
ABA: Bank Economists Believe Credit Conditions Will Hold Relatively Steady Over Next Six Months
While credit conditions are expected to continue softening over the next six months as the labor market faces challenges, they will hold relatively steady according to the American Bankers Association’s latest Credit Conditions Index released today. ABA’s Credit Conditions Index examines a suite of indices derived from the quarterly outlook for credit markets produced by ABA’s…
ABA: Bank Economists See Moderate Growth, Persistent Inflation Amid Geopolitical Uncertainty
The American Bankers Association’s Economic Advisory Committee expects the U.S. economy to continue expanding through the remainder of 2026 and into 2027. The committee’s latest forecast also expects inflation to remain above the Federal Reserve’s 2% target due in part to geopolitical events, including trade policy and the ongoing military action in the Middle East….