FFIEC: Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies
Federal bank regulatory agencies today released the 2026 list of certain geographies where certain bank activities are eligible for Community Reinvestment Act (CRA) credit. Under the CRA, the agencies assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. The list…
FHFA: House Price Index Down 0.1 Percent in April 2026; Up 2.0 Percent from Last Year
U.S. house prices fell nationwide in April, down 0.1 percent from the previous month, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 2.0 percent from April 2025 to April 2026. The previously reported 0.1 percent price change in March was revised upward to 0.2 percent. For the nine…
OCC: Mortgage Performance Report for First Quarter 2026 Released
The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the first quarter of 2026. The OCC Mortgage Metrics Report, First Quarter 2026 showed that 97.7 percent of mortgages included in the report were current and performing at the end of the quarter, a slight…
SBA: FY 25 Scorecard for Small Business Contracting Released
Trump Administration Procured $273 Billion in Small Business Goods and Services, Supporting 1.2 Million Jobs Today, the U.S. Small Business Administration (SBA) announced the results of its Fiscal Year (FY) 2025 federal procurement scorecard, which measures how well federal agencies meet their small business contracting goals each year. In FY25, the Trump Administration exceeded the statutory federal…
CFPB: Agency Undertaking Efforts to Correct Flaws to Restore Integrity and Utility to the Consumer Complaint System
The consumer complaint portal has long been plagued by issues that severely limit its effectiveness in addressing consumers’ complaints and practical utility of its information. Recently, CFPB has taken multiple concrete actions to address these issues and is continuing its work, including with Credit Reporting Agencies, to increase effectiveness of the process, while aligning it…
FFIEC: 2025 Data on Mortgage Lending Reported Under HMDA Published
The Federal Financial Institutions Examination Council (FFIEC) recently published data on 2025 mortgage lending transactions reported under the Home Mortgage Disclosure Act (HMDA) by 4782 U.S. financial institutions. The Snapshot National Loan-Level Dataset released contains the national HMDA datasets as of June 1, 2026. The FFIEC released several data products to serve a variety of data users,…
ABA: Bank Economists Find that Credit Conditions Expected to Hold Stable Over Next Six Months
While credit conditions are expected to continue softening slightly over the next six months as the labor market encounters headwinds and the economy handles external shocks, they are expected to remain stable according to the American Bankers Association’s latest Credit Conditions Index released today. ABA’s Credit Conditions Index examines a suite of indices derived from…
ABA: New Survey Shows Americans Strongly Support Prohibiting Crypto Companies from Offering Yield-Like Rewards for Holding Stablecoin
As Senate prepares to consider digital asset legislation, national survey shows Americans support rules that protect the bank deposits that drive local lending and economic activity As the U.S. Senate prepares to consider the Clarity Act creating the first-ever rules for digital assets like stablecoin, a new survey conducted by Morning Consult on behalf of…
HUD: 2025 Annual Homelessness Report to Congress Released
The Point-In-Time Count Report Shows Homelessness Increased During Decade of “Housing First” Policies HUD today released the 2025 Annual Homelessness Assessment Report: Part 1: Point-in-Time (PIT) Estimates, which found that 745,652 people were homeless, including 266,320 people living on the street on a single night in January 2025 – a 27% increase since 2013 and a…
FDIC: Summary of Deposits Survey and Filing for June 30, 2026 Data Collection Begins
Summary: The Summary of Deposits (SOD) is the annual survey of branch office deposits as of June 30, 2026 for all FDIC-insured institutions, including insured U.S. branches of foreign banks. All institutions with branch offices are required to submit the survey; institutions with only a main office are exempt. All survey responses are required by…