ABA: Bank Economists Find that Credit Conditions Expected to Hold Stable Over Next Six Months
While credit conditions are expected to continue softening slightly over the next six months as the labor market encounters headwinds and the economy handles external shocks, they are expected to remain stable according to the American Bankers Association’s latest Credit Conditions Index released today. ABA’s Credit Conditions Index examines a suite of indices derived from…
ABA: New Survey Shows Americans Strongly Support Prohibiting Crypto Companies from Offering Yield-Like Rewards for Holding Stablecoin
As Senate prepares to consider digital asset legislation, national survey shows Americans support rules that protect the bank deposits that drive local lending and economic activity As the U.S. Senate prepares to consider the Clarity Act creating the first-ever rules for digital assets like stablecoin, a new survey conducted by Morning Consult on behalf of…
HUD: 2025 Annual Homelessness Report to Congress Released
The Point-In-Time Count Report Shows Homelessness Increased During Decade of “Housing First” Policies HUD today released the 2025 Annual Homelessness Assessment Report: Part 1: Point-in-Time (PIT) Estimates, which found that 745,652 people were homeless, including 266,320 people living on the street on a single night in January 2025 – a 27% increase since 2013 and a…
FDIC: Summary of Deposits Survey and Filing for June 30, 2026 Data Collection Begins
Summary: The Summary of Deposits (SOD) is the annual survey of branch office deposits as of June 30, 2026 for all FDIC-insured institutions, including insured U.S. branches of foreign banks. All institutions with branch offices are required to submit the survey; institutions with only a main office are exempt. All survey responses are required by…
Census Bureau: New Educational Enrollment Data Released
The U.S. Census Bureau today released data tables examining the educational characteristics of people age 3 and over. Data are based on statistics from the 2024 School Enrollment Supplement. In 2024, 23.4% of people age 3 and over were enrolled in school. Of those age 3 and over enrolled in school: Other Highlights Nursery School and Kindergarten Enrollment…
FHFA: U.S. House Prices Rise 1.7 Percent Year Over Year; Up 0.5 Percent Quarter Over Quarter
U.S. house prices rose 1.7 percent between the first quarter of 2025 and the first quarter of 2026, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the first quarter of 2026 rose 0.5 percent compared to the fourth quarter of 2025. FHFA’s seasonally adjusted monthly index for March rose 0.1 percent from February. Significant…
ICBA: Financial Services Industry Outlines Proposed Third-Party Risk Management Reforms to Federal Banking Agencies
The Consumer Bankers Association (CBA), along with the American Fintech Council, Coalition for Financial Ecosystem Standards, and Independent Community Bankers of America, today released a new report outlining refined principles and proposed areas for reform to third-party risk management (TPRM) in the financial services industry. The report comes as a result of a roundtable discussion CBA…
CFPB: 2025 Financial Literacy Annual Report Released
The 2025 Financial Literacy Annual Report summarizes the CFPB’s financial education priorities including: FULL REPORT
Census Bureau: Population Growth Holds Steady in Midsized Cities Amid Widespread Slowdown
Largest Cities Faced Sharpest Declines in Population Growth Amid a widespread national slowdown in population growth, midsized cities remained close to the previous year’s patterns between July 1, 2024, and July 1, 2025. Drop-offs in average growth were steeper among the largest cities, according to U.S. Census Bureau Vintage 2025 population estimates released today. Even where the largest cities…
FDIC: Staff Study Released of Deposit Flows at Three Failed Banks in Spring 2023
Study focuses on depositor flight at Silicon Valley Bank, Signature Bank, and First Republic Bank The Federal Deposit Insurance Corporation (FDIC) today released “Dissecting Depositor Flight: An Analysis of the Spring 2023 Bank Failures,” a detailed staff study of deposit flows at three banks that failed in the spring of 2023. Using transaction-level data from…