CFPB: Fair Lending Report of the Consumer Financial Protection Bureau Issued for 2025
In 2025, the Consumer Financial Protection Bureau (CFPB) transformed its fair lending program by refocusing its regulatory, supervisory, and enforcement activities on its statutory authority and identified consumer harm. Under previous administrations, the CFPB was weaponized and had gone beyond its statutory mandate. In the area of fair lending specifically, CFPB leadership uncovered egregious examples…
FHFA: House Price Index® Up 0.3 Percent in July 2026; Up 2.6 Percent from Last Year
U.S. house prices rose nationwide in July, up 0.3 percent from the previous month, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 2.6 percent from July 2025 to July 2026. The previously reported 0.0 percent price movement in June remained unchanged. For the nine census divisions, seasonally adjusted monthly…
ABA: Bank Economists Expect Softer Credit Conditions Expected Over Next Six Months
About the Credit Conditions IndexThe ABA Credit Conditions Index is a suite of proprietary diffusion indices derived by the American Bankers Association from surveys of bank chief economists from major North American banking institutions. Since 2002, the bank economists have forecasted credit quality and availability for both businesses and consumers, indicating whether they expect conditions…
OCC: Mortgage Performance Report for Second Quarter of 2026 Released
The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the second quarter of 2026. The OCC Mortgage Metrics Report, Second Quarter 2026 showed that 97.7 percent of mortgages included in the report were current and performing at the end of the quarter, an increase…
ABA: Bank Economists Expect Business Spending Will Drive Resilient Growth in the Face of Elevated Inflation
The American Bankers Association’s Economic Advisory Committee expects the U.S. economy to continue expanding at a solid pace through the remainder of 2026 and into 2027. This growth will come even as the group projects inflation will remain above the Federal Reserve’s 2% target, driven by higher oil prices and services inflation. The committee, which…
ABA: New National Survey Finds Voters Overwhelmingly Support SCAM Act to Crack Down on Fraudulent Social Media Ads
Nine in 10 voters support legislation requiring social media platforms to verify advertisers, remove fraudulent ads and prevent scams before they reach consumers Americans overwhelmingly support congressional efforts to crack down on fraudulent ads on social media platforms and hold online companies accountable for preventing scams, according to a new national survey of registered voters…
FDIC: Results of Summary of Deposits Annual Survey for 2026 Released
The Federal Deposit Insurance Corporation (FDIC) today released results of its annual survey of branch office deposits for all FDIC-insured institutions as of June 30, 2026. The FDIC’s Summary of Deposits (SOD) provides branch-level deposit information for more than 75,000 domestic offices operated by more than 4,200 FDIC-insured institutions, including commercial banks, savings banks, savings associations, and…
Census Bureau: 2025 Income, Poverty and Health Insurance Coverage in the United States Data Released
The U.S. Census Bureau today announced that real median household income was $87,460 in 2025, the highest on record dating back to 1967. The official poverty rate fell 0.5 percentage points to 10.2% in 2025. The following 2025 findings were not statistically different from 2024: the Supplemental Poverty Measure (SPM) rate in 2025 was 13.1%…
Census Bureau: New Annual Integrated Economic Survey Data Released
The U.S. Census Bureau today released the full dataset from the 2024 Annual Integrated Economic Survey (AIES), offering a single, comprehensive annual snapshot of U.S. employer businesses. The AIES provides economic data, including business revenue, expenses, payroll and employment at detailed geographies. Today’s release includes data at the national, regional and divisional levels, with state-level estimates…
Census Bureau: Online News Conference Scheduled to Announce National 2025 Income, Poverty and Health Insurance Coverage Statistics
The U.S. Census Bureau is scheduled to hold an online news conference to announce the findings of three reports estimating income, poverty and health insurance coverage in the United States. The reports — Income in the United States: 2025, Poverty in the United States: 2025, and Health Insurance Coverage in the United States: 2025 — provide national…