Data & Trends

FEMA: First-of-its-Kind Study Released Providing Insights into Challenges Facing Emergency Management Agencies Across the Nation

Today, FEMA and its partners released a new study that provides key insights into challenges faced by emergency managers across the nation. The Emergency Management Organizational Structures, Staffing, and Capacity Study confirms that America’s emergency management system is strongest when it is locally led, state managed and federally supported. The study surveyed over 1,700 emergency management officials nationwide…

Census Bureau: 2025 ACS 1-year Estimates Scheduled for Release with Prerelease Webinar on October 29th

The U.S. Census Bureau is scheduled to publicly release 2025 American Community Survey (ACS) 1-year estimates and 1-year Supplemental Estimates Oct. 29. Data will be available for states, the District of Columbia, Puerto Rico, congressional districts, metropolitan statistical areas and other geographic areas that meet the products’ publication threshold – populations of 65,000 or more for the…

OCC: Report Released on Large Banks’ Debanking Activities

The Office of the Comptroller of the Currency (OCC) today released a report of its findings from its supervisory review of debanking activities at the nine largest national banks it supervises: JPMorgan Chase Bank, Bank of America, Citibank, Wells Fargo Bank, U.S. Bank, Capital One, PNC Bank, TD Bank, and BMO Bank. The OCC conducted…

Federal Reserve: Results of the 2025 Survey of Consumer Finances Released

The Federal Reserve Board on Friday released the results of the 2025 Survey of Consumer Finances, which provides the public and policymakers with detailed insights into the economic condition of American families. The data provide a representative picture of what Americans own, how and how much they borrow, and how they bank. The current version…

ICBA: New Polling Shows Public Support for Strengthening Reporting Rules for Tax-Exempt Credit Unions

With a multimillion-dollar embezzlement scandal leading to the closure opens in a new tabof a tax-exempt credit union just days after its former CEO pleaded guilty opens in a new tabto federal criminal charges, new polling data from the Independent Community Bankers of America (ICBA) shows strong public support for requiring tax-exempt credit unions to join the vast majority…

CFPB: Fair Lending Report of the Consumer Financial Protection Bureau Issued for 2025

In 2025, the Consumer Financial Protection Bureau (CFPB) transformed its fair lending program by refocusing its regulatory, supervisory, and enforcement activities on its statutory authority and identified consumer harm. Under previous administrations, the CFPB was weaponized and had gone beyond its statutory mandate. In the area of fair lending specifically, CFPB leadership uncovered egregious examples…

FHFA: House Price Index® Up 0.3 Percent in July 2026; Up 2.6 Percent from Last Year

U.S. house prices rose nationwide in July, up 0.3 percent from the previous month, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 2.6 percent from July 2025 to July 2026. The previously reported 0.0 percent price movement in June remained unchanged.  For the nine census divisions, seasonally adjusted monthly…

ABA: Bank Economists Expect Softer Credit Conditions Expected Over Next Six Months

About the Credit Conditions IndexThe ABA Credit Conditions Index is a suite of proprietary diffusion indices derived by the American Bankers Association from surveys of bank chief economists from major North American banking institutions. Since 2002, the bank economists have forecasted credit quality and availability for both businesses and consumers, indicating whether they expect conditions…

OCC: Mortgage Performance Report for Second Quarter of 2026 Released

The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the second quarter of 2026. The OCC Mortgage Metrics Report, Second Quarter 2026 showed that 97.7 percent of mortgages included in the report were current and performing at the end of the quarter, an increase…

ABA: Bank Economists Expect Business Spending Will Drive Resilient Growth in the Face of Elevated Inflation

The American Bankers Association’s Economic Advisory Committee expects the U.S. economy to continue expanding at a solid pace through the remainder of 2026 and into 2027. This growth will come even as the group projects inflation will remain above the Federal Reserve’s 2% target, driven by higher oil prices and services inflation.  The committee, which…