FFIEC Releases 2014 HMDA Aggregate Data

The Federal Financial Institutions Examination Council (FFIEC) has released the 2014 Home Mortgage Disclosure Act (HMDA) Loan Application Register (LAR) data for over 7,000 reporting financial institutions including banks, savings associations, credit unions and mortgage companies.

The aggregate data includes information about home purchase, refinance and improvement applications for loan applicants throughout the nation.  Applicant demographic information including income, race, ethnicity, and gender and various loan characteristics are also collected.   The data includes any HMDA-reportable loan application submitted including originated, approved not accepted, denied, withdrawn, incomplete and purchased loan requests.

Access the data on the FFIEC’s website by institution or region here.