December 23, 2025

FHFA: Final Rule Issued to Establish New Affordable Housing Goals for Fannie Mae and Freddie Mac

Fannie and Freddie Empowered to Support Middle-Class Homeownership

Today U.S. Federal Housing issued a final rule that establishes new, better affordable housing goals for Fannie Mae and Freddie Mac. Thanks to this fix, Fannie and Freddie will continue to fully support mortgages for families from every walk of life. 

“For too long, Biden distorted the housing market with harmful mandates that prioritized government quotas at the expense of middle-class families,” said Director William J. Pulte. “Thanks to President Trump, Fannie Mae and Freddie Mac will now focus on supporting affordable homeownership for all Americans while fulfilling their statutory duties.”

The 2026–2028 Enterprise Housing Goals final rule can be found here.