FHFA: CFPB and FHFA Release Additional Data from the National Survey of Mortgage Originations for Public Use

Details Borrower’s Experiences Obtaining a Mortgage The Federal Housing Finance Agency (FHFA) and the Consumer Financial Protection Bureau (CFPB) today released additional loan-level data for public use collected through the National Survey of Mortgage Originations (NSMO).  The data provide insights into borrowers’ experiences in getting a residential mortgage.   The NSMO is […]

FHFA: Fannie Mae and Freddie Mac Publish Joint Enterprise Credit Score Solicitation

The Federal Housing Finance Agency (FHFA) announced today that Fannie Mae and Freddie Mac (the Enterprises) have published a Joint Credit Score Solicitation.      “The publication of the solicitation is the first step in the process of evaluating new credit score models,” said FHFA Director Mark Calabria.  “FHFA will ensure that the Enterprises […]

FHFA: Fannie Mae and Freddie Mac Announce Update on LIBOR Transition

The Federal Housing Finance Agency today announced additional steps Fannie Mae and Freddie Mac (the Enterprises) are taking as they transition from the London Interbank Offered Rate (LIBOR), the world’s most widely used interest rate benchmark:  New language will be required for single-family Uniform Adjustable Rate Mortgage (ARM) instruments closed […]

FHFA: Updated Minimum Financial Eligibility Requirements for Fannie Mae and Freddie Mac Seller/Servicers Proposed

 The Federal Housing Finance Agency (FHFA) today proposed updated minimum financial eligibility requirements for Fannie Mae and Freddie Mac Seller/Servicers.   The updated minimum financial requirements will further strengthen the Enterprises’ Seller/Servicer requirements and provide transparency and consistency of capital and liquidity required for Seller/Servicers with different business models.  A key […]

FHFA: Realignment of Agency Structure Announced

Today, the Federal Housing Finance Agency (FHFA) announced a realignment that will further bolster FHFA’s capacity as a world-class regulator of Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks. The realignment of its structure is designed to ensure that the Agency is well-positioned for the Enterprises to responsibly exit […]

FHFA: House Price Index Up 0.2 Percent in November; Up 4.9 Percent from Last Year

U.S. house prices rose in November, up 0.2 percent from the previous month, according to the Federal Housing Finance Agency (FHFA) House Price Index (HPI).  House prices rose 4.9 percent from November 2018 to November 2019.  The previously reported 0.2 percent increase for October 2019 was revised upward to 0.4 percent. For the nine […]

FHFA: Nearly 4.4 Million Homeowners Helped Since Conservatorship

The Federal Housing Finance Agency (FHFA) today released its third quarter 2019 Foreclosure Prevention and Refinance Report, which shows that Fannie Mae and Freddie Mac (the Enterprises) completed 26,475 foreclosure prevention actions in the third quarter of 2019, bringing the total number of foreclosure prevention actions to 4,381,036 since September 2008.   The report also shows that […]

FHFA: House Price Index Up 0.2 Percent in October; Up 5.0 Percent from Last Year

U.S. house prices rose in October, up 0.2 percent from the previous month, according to the Federal Housing Finance Agency (FHFA) House Price Index (HPI).  House prices rose 5.0 percent from October 2018 to October 2019.  The previously reported 0.6 percent increase for September 2019 was revised upward to 0.7 percent. For the nine […]

FHFA: 2018 Report to Congress on Guarantee Fees Issued

The Federal Housing Finance Agency (FHFA) today released its annual report on single-family guarantee fees charged by Fannie Mae and Freddie Mac (the Enterprises).  The Housing and Economic Recovery Act of 2008 requires FHFA to conduct an ongoing study of the guarantee fees charged by the Enterprises and to submit […]

FHFA: Report Released on Non-Performing Loan Sales through June 2019

The Federal Housing Finance Agency (FHFA) today released the latest report on the sale of non-performing loans (NPLs) by Fannie Mae and Freddie Mac (the Enterprises).  The Enterprise Non-Performing Loan Sales Report includes information about NPLs sold through June 30,2019 and reflects borrower outcomes on NPLs sold through December 31, 2018 and […]