FHFA: U.S. House Prices Rise 2.2 Percent Year Over Year; Up 0.2 Percent Quarter Over Quarter
U.S. house prices rose 2.2 percent between the third quarter of 2024 and the third quarter of 2025, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the third quarter of 2025 rose 0.2 percent compared to the second quarter of 2025. FHFA’s seasonally adjusted monthly index for September…
OCC: CRA Evaluation Schedule for First and Second Quarters 2026 Issued
The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the first and second quarters of 2026. The OCC encourages public comment on the CRA-related activities of the national banks and federal savings associations (collectively, banks) scheduled to be evaluated under the…
Agencies Issue Final Rule to Modify Certain Regulatory Capital Standards
The federal bank regulatory agencies today jointly issued a final rule that modifies certain regulatory capital standards to reduce disincentives a banking organization may have to engage in lower-risk activities, such as intermediating in U.S. Treasury markets. The final rule is substantially similar to the proposal issued in June, with changes at the depository institution level. Like…
Agencies Issue Proposal to Enhance Community Banks’ Ability to Serve Their Communities While Maintaining Strong Capital Requirements
The federal bank regulatory agencies today invited public comment on a proposal that would implement changes to the community bank leverage ratio framework in accordance with statutory authority. By incorporating these changes, the revisions would reduce regulatory burden and provide community banks with greater flexibility and optionality in their capital management approach. The proposal reflects…
FHFA: U.S. Federal Housing Announces 2026 Multifamily Loan Purchase Caps for Fannie Mae and Freddie Mac
U.S. Federal Housing announced today that the 2026 multifamily loan purchase caps for Fannie Mae and Freddie Mac (the Enterprises) will be $88 billion for each Enterprise, for a combined total of $176 billion to support the multifamily market. To ensure a strong focus on affordable housing and underserved markets, U.S. Federal Housing will require…
OCC: Request for Information Issued on Community Banks’ Engagement with Core Service Providers and Other Essential Third-Party Service Providers
Today the Office of the Comptroller of the Currency (OCC) released a request for information (RFI) on community banks’ engagement with their core service providers and other essential third-party service providers. Note for Community Banks This request for information applies to all banks that may want to comment on the matters in the RFI. Highlights…
HUD: Disaster Aid & Financial Flexibility Delivered for Alaska Residents Impacted by Natural Disasters
U.S. Housing and Urban Development (HUD) Secretary Scott Turner announced the availability of federal disaster assistance to the State of Alaska to supplement recovery efforts in the areas affected October 8-13, 2025 by severe storms, flooding, and remnants of Typhoon Halong. “HUD serves every American and works alongside communities to help rebuild homes, neighborhoods, and…
HUD: Agency Supports Homeownership and Housing Affordability for More Than One Million Americans
Includes 560,000 first-time American homebuyers Secretary Scott Turner announces the U.S. Department of Housing and Urban Development (HUD) provided a pathway for homeownership and supported housing affordability for more than one million Americans this year through the Federal Housing Administration (FHA) and the Government National Mortgage Association (Ginnie Mae). “President Trump’s bold leadership is empowering…
Federal Reserve: College Fed Challenge Winners Announced
Pace University won the 22nd Annual National College Fed Challenge. Pace University won the 22nd annual national College Fed Challenge on Friday, a team competition that encourages undergraduate students to learn about the U.S. economy, monetary policymaking, and the role of the Federal Reserve System. Teams analyze economic and financial conditions and formulate a monetary policy recommendation,…
CFPB: Agency’s Supervision Division Releases New “Humility Pledge”
Today, the CFPB made changes to how the Supervision Division conducts exams. Previously, under the leadership of Director Chopra and Biden’s Director of Supervision Lorelei Salas, a former Soros activist who was put on leave in February 2025, this division was the weaponized arm of the CFPB. Under President Trump and Director Vought’s leadership, that…