CRA Newswire

CFPB: New Report Released Detailing Consumer Complaint Response Deficiencies of the Big Three Credit Bureaus

Equifax, Experian, and TransUnion routinely failed to fully respond to consumers with errors A new analysis by the Consumer Financial Protection Bureau (CFPB) reveals how changes in complaint responses provided by nationwide consumer reporting companies resulted in fewer meaningful responses and less consumer relief. In 2021, Equifax, Experian, and TransUnion together reported relief in response…

HUD: Disaster Assistance Announced for Colorado Disaster Survivors

The U.S. Department of Housing and Urban Development (HUD) today announced the implementation of federal disaster assistance for areas in Colorado affected by straight-line winds and wildfires from December 30, 2021, and continuing. On January 1, President Biden issued a major disaster declaration to make Federal funding available to affected individuals in Boulder County, Colorado. Federal funding,…

HUD: Disaster Assistance Announced for Arkansas Disaster Survivors

The U.S. Department of Housing and Urban Development (HUD) today announced the implementation of federal disaster assistance for areas in Arkansas affected by severe storms and tornadoes from December 10 to December 11, 2021. On December 24, President Biden issued a major disaster declaration to make Federal funding available to affected individuals in the counties of Craighead,…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA).  The list covers evaluation ratings that the FDIC assigned to institutions in October 2021. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

CDFI Fund: Civil Rights Act Compliance Reporting Requirements Implemented Beginning in 2022

Award applicants requested to complete a new Title VI Compliance Worksheet starting in 2022 The Civil Rights Act of 1964, which ended segregation in public places and banned employment discrimination on the basis of race, color, religion, sex or national origin, also prohibits discrimination on the basis of race, color, or national origin in programs…

OCC: CRA Evaluations for 23 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of December 1, 2021 through December 31, 2021. The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings. The…

FEMA: President Biden Approves Major Disaster Declaration for Colorado

FEMA announced that federal disaster assistance has been made available to the state of Colorado to supplement state and local recovery efforts in the areas affected by wildfires and straight-line winds beginning on Dec. 30, 2021 and continuing. The President’s action makes federal funding available to affected individuals in Boulder County. Assistance can include grants…

FDIC: Chairman Jelena McWilliams Announces Resignation Effective February 4, 2022

Federal Deposit Insurance Corporation Chairman Jelena McWilliams today sent the following letter to the President of the United States: The Honorable Joseph R. Biden, Jr.President of the United StatesThe White House1600 Pennsylvania Avenue, N.W.Washington, DC  20500 Dear Mr. President, After serving as the 21st Chairman of the Federal Deposit Insurance Corporation (FDIC) since June 2018, I…

Census Bureau: Small Business Pulse Survey Phase 7 Weekly Data Released

 The U.S. Census Bureau today released new data from Phase 7 of the Small Business Pulse Survey (SBPS), which measures the effect of changing business conditions during the coronavirus pandemic, as well as other major events such as hurricanes on our nation’s small businesses. SBPS complements existing Census Bureau data by providing detailed, near real-time information on…

OCC: Revision of Small and Intermediate Small Bank and Savings Association CRA Asset Thresholds

Summary Today the Office of the Comptroller of the Currency (OCC) announces revisions to the asset-size threshold amounts used to define “small bank or savings association” and “intermediate small bank or savings association” under the Community Reinvestment Act (CRA) regulations. The thresholds—which apply to any national bank, federal savings association, or state savings association1 (collectively, bank)—become…