CFPB: This Holiday Season, Don’t Let Scammers Take Advantage of Your Generosity
Protecting your money is always a big deal. But keeping an eye on your wallet and everything in it becomes even more important during the holiday season when many people are buying gifts and giving generously to those who are less fortunate. Charity scams often pop up during this time of year as scammers attempt…
CFPB: Tax Season Is Right Around the Corner; Tips for Planning Out Your Refund and Savings
You only file your personal tax return once a year. Depending on your situation, filing can be easy or complicated. Many people prepare and file their own returns, but the majority of consumers still seek help from a professional tax preparer. If you think you will need help preparing and filing your tax return in…
CFPB: Public Statement on Home Mortgage Disclosure Act Compliance
Bureau Does Not Intend to Assess Penalties for Errors in Data Collected in 2018, and Plans to Reconsider Aspects of Mortgage Data Rule The Consumer Financial Protection Bureau (CFPB) today issued a public statement announcing that the Bureau does not intend to require data resubmission unless data errors are material or assess penalties with respect…
FEMA: Disaster Assistance in Puerto Rico 90 Days After Hurricane Maria
GUAYNABO, Puerto Rico– More than $870 million in federal funds has been provided to Puerto Rico survivors of Hurricanes Irma and Maria. This includes money paid out in FEMA grants, U.S. Small Business Administration low-interest loans and National Flood Insurance Policy claims. These funds help make it possible to begin rebuilding homes and restoring communities….
Census Bureau: Idaho is Nation’s Fastest-Growing State
Idaho was the nation’s fastest-growing state over the last year. Its population increased 2.2 percent to 1.7 million from July 1, 2016, to July 1, 2017, according to the U.S. Census Bureau’s national and state population estimates released today. Following Idaho for the largest percentage increases in population were: Nevada (2.0 percent), Utah (1.9…
HUD: Guide Released to Help Struggling Homeowners Avoid Foreclosure
Guide helps borrowers and disaster victims to understand mortgage options and avoid scams The U.S. Department of Housing and Urban Development today released the Homeowners Guide to Success as part of a public-private partnership between federal agencies and industry partners. The guide provides homeowners with information on the critical first steps to take if they…
FHFA: Request Issued for Input on Fannie Mae and Freddie Mac Credit Score Requirements
The Federal Housing Finance Agency (FHFA) today issued a Request for Input (RFI) to obtain feedback about the operational and competition considerations of changing Fannie Mae and Freddie Mac’s (the Enterprises) current credit score requirements. The credit scores being evaluated by FHFA and the Enterprises are Classic FICO, FICO 9 and VantageScore 3.0. The Enterprises…
FEMA: Direct Assistance for Limited Home Repair Fact Sheet
The Direct Assistance for Limited Home Repair (DALHR) program may be available for Texans recovering from Hurricane Harvey. The program provides repairs to homes with moderate damages so applicants who lack available resources can live in their home again. The DALHR program is one of several housing solutions for Texans. FEMA determines if applicants are…
FEMA: Manufactured Housing Options Fact Sheet
Temporary housing options including Manufactured Housing Units (MHUs), Travel Trailers and non-motorized Recreational Vehicles (RVs) may be available for Texans recovering from Hurricane Harvey. The use of manufactured housing units, travel trailers or non-motorized RVs are some housing solutions available for Texans after Hurricane Harvey. FEMA determines if applicants are eligible and pairs them with…