Interagency CRA Q&As

§__.45 Agency Publication of Planned CRA Examination Schedule

§__.45 – 1 Q: Where will the Agencies publish the planned examination schedule for the upcoming calendar quarter? A1. The Agencies may use the Federal Register, a press release, the Internet, or other existing Agency publications for disseminating the list of the institutions scheduled for CRA examinations during the upcoming calendar quarter. Interested parties should contact the appropriate…

§__.45 Inclusion on Planned CRA Examination Schedule Variances

§__.45 – 2 Q: Is inclusion on the list of institutions that are schedule to undergo CRA examinations in the next calendar quarter determinative of whether an institution will be examined in that quarter? A2. No. The Agencies attempt to determine as accurately as possible which institutions will be examined during the upcoming calendar quarter. However, whether…

APPENDIX A to Part __- 1 Performance Fit to Receive Particular Rating

APPENDIX A to Part ___ – 1 Q: Must an institution’s performance fit each aspect of a particular rating profile in order to receive that rating? A1. No. Exceptionally strong performance in some aspects of a particular rating profile may compensate for weak performance in others. For example, a retail institution other than an intermediate small institution…

APPENDIX B to Part__-1 Agency Information for CRA Public Notice

APPENDIX B to Part ___ – 1 Q: What agency information should be added to the CRA notice form? A1. The following information should be added to the form: OCC-supervised institutions only: For all national banks and Federal savings associations (collectively, banks), in connection with the nationwide list of banks that are scheduled for CRA evaluation in a…