Institutions with Strategic Plans | Examination Scope
1. For institutions with more than one assessment area, identify assessment areas for full scope review. To select one or more assessment areas for full scope review, analyze prior performance evaluations, available community contact materials, reported lending data and demographic data on each assessment area and consider factors such as: a. the level of the…
Institutions with Strategic Plans | Performance Context
1. Review the institution’s public file for any comments received by the institution or the agency since the last CRA performance evaluation that assists in evaluating the institution’s record of meeting plan goals. 2. Consider any information that the institution provides on its record of meeting plan goals. 3. Contact local community, governmental or economic…
Institutions with Strategic Plans | Performance Criteria
1. Review the following: a. The approved plan and approved amendments; b. The agency’s approval process files; and c. Written comments from the public that the institution or the agency received since the plan became effective. 2. Determine whether the institution achieved its performance goals for each assessment area examined. a. Review the plan’s measurable…
Institutions with Strategic Plans | Ratings
These instructions assume that the strategic plan covers all of the institution’s assessment areas. If not, the analysis of performance for the assessment area(s) covered by the strategic plan must be combined with the analyses for assessment areas that were subject to other assessment method(s) in order to assign a rating. 1.Group the analyses of…
Institutions with Strategic Plans | Public File Checklist
1. There is no need to review each branch or each complete public file during every examination. In determining the extent to which the institution’s public files should be reviewed, consider the institution’s record of compliance with the public file requirements in previous examinations, its branching structure and changes to it since its last examination,…