The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of March 1, 2026, through March 31, 2026.
Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.
The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:
| Institution | City | State | CRA Rating |
|---|---|---|---|
| BNC National Bank | Glendale | AZ | Satisfactory |
| Evergreen National Bank | Evergreen | CO | Outstanding |
| Windsor Federal Bank | Windsor | CT | Satisfactory |
| BayFirst National Bank | St. Petersburg | FL | Satisfactory |
| Intercredit Bank, National Association | Coral Gables | FL | Satisfactory |
| RBC Bank (Georgia), National Association | Atlanta | GA | Satisfactory |
| First National Bank in DeRidder | DeRidder | LA | Satisfactory |
| The First National Bank of Jeanerette | Jeanerette | LA | Outstanding |
| First National Bank & Trust | Iron Mountain | MI | Satisfactory |
| Northwestern Bank, National Association | Dilworth | MN | Satisfactory |
| Walden Savings Bank | Montgomery | NY | Satisfactory |
| Wallkill Valley FS & LA | Wallkill | NY | Satisfactory |
| The First National Bank and Trust Co. | Chickasha | OK | Outstanding |
| Gilmer National Bank | Gilmer | TX | Outstanding |
| Baker Boyer National Bank | Walla Walla | WA | Satisfactory |
| American National Bank – Fox Cities | Appleton | WI | Satisfactory |
| The Stephenson National Bank and Trust | Marinette | WI | Satisfactory |
| City National Bank of West Virginia | Charleston | WV | Satisfactory |
The OCC’s website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA in the next two calendar quarters.
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