Examination

FFIEC: 2024 HMDA Data on Mortgage Lending Published

The Federal Financial Institutions Examination Council (FFIEC) recently published data on 2024 mortgage lending transactions reported under the Home Mortgage Disclosure Act (HMDA) by 4,908 U.S. financial institutions. The Snapshot National Loan-Level Dataset released contains the national HMDA datasets as of May 19, 2025. The FFIEC released several data products to serve a variety of data users,…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in April 2025. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting…

OCC: CRA Performance Evaluations for 22 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of June 1, 2025, through June 30, 2025. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…

Federal Reserve: Reputational Risk Removed as Component of Examination Programs in Bank Supervision

The Federal Reserve Board on Monday announced that reputational risk will no longer be a component of examination programs in its supervision of banks. The Board has started the process of reviewing and removing references to reputation and reputational risk from its supervisory materials, including examination manuals, and, where appropriate, replacing those references with more…

Federal Reserve: Michelle W. Bowman Sworn in as Vice Chair for Supervision of the Board of Governors of the Federal Reserve System

Michelle W. Bowman took the oath of office as Vice Chair for Supervision of the Federal Reserve Board on Monday. The oath was administered by Chair Jerome H. Powell in the press briefing room of the Board’s Martin building. President Trump nominated Ms. Bowman on March 24, 2025, and she was confirmed by the United…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in March 2025. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting the…

ABA: ABA Applauds Senate Confirmation of Michelle Bowman as Fed Vice Chair for Supervision

“We congratulate Governor Michelle Bowman on her confirmation to serve as the Federal Reserve’s next vice chair for supervision and appreciate her willingness to take on these added responsibilities at the Fed. With her deep experience as a federal regulator, state regulator and community banker, Governor Bowman understands the real-world impact U.S. banking rules can…

ICBA: ICBA Congratulates Michelle Bowman on Confirmation as Federal Reserve Vice Chair for Supervision

The Independent Community Bankers of America (ICBA) congratulated Federal Reserve Governor Michelle Bowman on today’s Senate vote confirming her ICBA-advocated nomination to serve as Fed vice chair for supervision.  “ICBA and the nation’s community bankers congratulate Governor Bowman for her confirmation as Fed vice chair for supervision,” ICBA President and CEO Rebeca Romero Rainey said….

OCC: CRA Performance Evaluations for 18 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of May 1, 2025, through May 31, 2025. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…

FDIC: CRA Examination Schedules for Third and Fourth Quarters 2025 Issued

The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the third quarter 2025 and fourth quarter 2025. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter.  The…