ABA: ABA Issues New Comment Letter Urging OCC to Provide Stronger Safeguards & Clearer Rules for Charter Applicants
In a new comment letter submitted today, the American Bankers Association urged the Office of the Comptroller of the Currency to uphold strong safety and soundness standards, increase transparency in the chartering process, and move cautiously as new regulatory frameworks develop. The letter, submitted in response to the OCC’s National Bank Chartering Notice of Proposed Rulemaking, also…
ABA: ABA Applauds House Passage of Housing for the 21st Century Act
“ABA applauds the House for passing the Housing for the 21st Century Act, which includes measures that enhance housing opportunities across the country as well as several key provisions to help level the regulatory playing field for community banks. These measures provide regulatory and examination relief for smaller banks, incentivize the formation of new banks…
ABA: Foundation Releases New Ideas to Impact Report Showcasing Innovative Strategies to Strengthen Communities Nationwide
The ABA Foundation today unveiled Ideas to Impact: A Framework for Influencing Banking’s Next Century, a first-of-its-kind report capturing forward-looking ideas from bankers, community leaders and nonprofit partners on how financial institutions can drive meaningful economic and community impact in the decades ahead. Developed as part of the Foundation’s 100th anniversary celebration in 2025, the report…
ABA: ABA Applauds the Introduction of the SCAM Act
“ABA applauds Sens. Gallego and Moreno for their leadership in introducing the Safeguarding Consumers from Advertising Misconduct (SCAM) Act, a critical step forward in the nation’s fight against fraud. Millions of Americans lose billions of dollars a year to scams that start on social media platforms. Banks of all sizes invest significant resources to detect…
ABA: Banking Trades Issue Statement on White House Crypto Market Structure Meeting
Following today’s meeting at the White House on crypto market structure legislation, the American Bankers Association, Bank Policy Institute, Consumer Bankers Association, Financial Services Forum and Independent Community Bankers of America issued the following joint statement: “We want to thank the administration for hosting today’s constructive conversation and for recognizing the importance of the banking…
ABA: ABA & 52 State Bankers Associations Urge Congress to Reject Durbin-Marshall Credit Card Mandate
The American Bankers Association and 52 state bankers associations today expressed strong opposition to the Durbin-Marshall Credit Card Mandate, also known as the Credit Card Competition Act (CCCA), warning in a new joint letter to Congress that the proposal would harm consumers, small businesses and banks of all sizes. In the letter, the associations write that the…
ABA: Banking and Credit Union Groups Urge Congress to Reject Durbin-Marshall Bill
The American Bankers Association, America’s Credit Unions, Association of Military Banks of America, Bank Policy Institute, Consumer Bankers Association, Defense Credit Union Council, Independent Community Bankers of America, Electronic Payments Coalition, Electronic Transactions Association, Mid-Size Bank Coalition of America and National Bankers Association, today sent a joint letter to members of Congress strongly opposing the so-called Credit…
ABA: Foundation Highlights Major Financial Education Milestone, Launches 2026 Programs
The American Bankers Association Foundation today launched its 2026 financial education programs, encouraging banks across the country and their more than two million employees to participate in these industry-wide efforts to strengthen financial capability in communities across America. Alongside the launch of this year’s programs, the ABA Foundation is celebrating a major achievement of exceeding…
ABA: New Research Finds that Proposed 10% Credit Card Rate Cap Would Result in Up to 159 Million Americans Losing Access to Credit
New data from credit card issuers accounting for roughly 75% of the market shows that a proposed 10% federal credit card interest rate cap would significantly reduce access to credit for millions of consumers nationwide, and even those with good credit scores who pay their bills on time will be affected by the rate cap. The…
ABA: 2026 Blueprint for Growth Outlines Key Policy Priorities
The American Bankers Association today released its 2026 Blueprint for Growth, outlining ABA’s top policy priorities for the year ahead. The Blueprint will shape ABA’s ongoing engagement with Congress and the administration on the most important issues facing banks of all sizes, charters and business models. It was developed by ABA’s Government Relations Council, made up…