Community Banks

ICBA: ICBA and State Groups Urge FDIC to Reconsider Edward Jones Industrial Loan Company Approval

The Independent Community Bankers of America (ICBA) and 38 state banking associations urged the Federal Deposit Insurance Corporation to reconsider its decision to approve Edward Jones’s deposit insurance application to form a Utah-chartered industrial loan company. In a letter to the FDIC opens, ICBA and the state banking groups cited Edward Jones’s extensive network of more than…

ICBA: ICBA Opposes OCC Approval of Coinbase’s National Trust Bank Charter Application

The Independent Community Bankers of America (ICBA) today expressed opposition to the Office of the Comptroller of the Currency’s conditional approval opens in a new tabof Coinbase’s application for a national trust bank charter for its subsidiary, Coinbase National Trust Co. “Today’s conditional approval of Coinbase’s trust charter application is a grave mistake that will only serve…

ICBA: ICBA Celebrates Local Impact During Community Banking Month in April

The Independent Community Bankers of America (ICBA) is celebrating Community Banking Month in April, highlighting the critical role community banks serve in powering local economies, supporting small businesses, and strengthening communities nationwide. Each year, Community Banking Month recognizes the industry’s relationship-driven model, which combines personalized service with modern financial tools to meet the evolving needs…

OCC: Registration Opens for Community Bank Director and Senior Management Workshops

The Office of the Comptroller of the Currency (OCC) today opened registration for its 2026 schedule of in-person workshops for board directors and senior management of national community banks and federal savings associations. The continuation of these community bank focused workshops builds on the OCC’s intentional efforts to support community banks through dedicated educational opportunities….

ICBA: ICBA Commends Trump Administration for Executive Order to Help Community Banks Promote Housing Affordability

 Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on President Donald Trump’s executive order directing regulatory reforms that will help community banks promote housing affordability. “ICBA and the nation’s community bankers commend the Trump administration for today’s executive order promoting access to mortgage credit. Directing federal regulators to…

ICBA: 2026-27 Executive Committee Announced, West Virginia Banker Elected Chairman

The Independent Community Bankers of America (ICBA) today announced the election of its 2026-27 executive committee during the 2026 ICBA LIVE national convention in San Diego. Alice P. Frazier, president and CEO of Potomac Bank in Charles Town, W. Va., was elected ICBA chairman and will serve as chairman of the ICBA Executive Committee and…

ICBA: ICBA Commends House Financial Services Committee for Advancing Main Street Capital Access Act

The Independent Community Bankers of America (ICBA) today commended the House Financial Services Committee for advancing the Main Street Capital Access Act (H.R. 6955), ICBA-supported legislation to help community banks promote prosperity in local communities across the nation. “ICBA strongly supports the Main Street Capital Access Act, which includes policies that will transform the regulatory…

OCC: Final Rules Issued to Reduce Regulatory Burden for Community Banks

The Office of the Comptroller of the Currency (OCC) today announced two final rules to reduce the regulatory burden for community banks. These actions build upon the OCC’s ongoing efforts to tailor bank supervision and regulation to bank risk profile and reduce burden for its regulated institutions so they can focus resources on core functions…

ICBA: ICBA Expresses Concerns with OCC National Trust Bank Chartering Final Rule

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Office of the Comptroller of the Currency’s final rule opens in a new tab on national trust bank chartering. “ICBA and the nation’s community banks continue to have significant concerns with the OCC’s chartering rule for national trust banks,…

ICBA: ICBA Urges Credit Union Tax Reform as Acquisitions of Tax-Paying Community Banks Continue

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the latest reported acquisition opens in a new tabof a tax-paying community bank by a tax-exempt credit union—the third deal in two weeks following several branch acquisition deals. “With tax-exempt credit unions resuming their rapid pace of community bank acquisitions…