CRA

FDIC: Results of Summary of Deposits Annual Survey for 2026 Released

The Federal Deposit Insurance Corporation (FDIC) today released results of its annual survey of branch office deposits for all FDIC-insured institutions as of June 30, 2026. The FDIC’s Summary of Deposits (SOD) provides branch-level deposit information for more than 75,000 domestic offices operated by more than 4,200 FDIC-insured institutions, including commercial banks, savings banks, savings associations, and…

FDIC: Agency Rescinds the Board Statement on the Development and Communication of Supervisory Recommendations

On September 17, 2026, the Federal Deposit Insurance Corporation (FDIC) Board of Directors rescinded the Board Statement on Development and Communication of Supervisory Recommendations adopted in 2016 (2016 Statement). The 2016 Statement is superseded by the recent adoption of a final rule (Final Rule) adding a new part 305 to the FDIC’s rules that, among other…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in June 2026. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting…

OCC:  CRA Performance Evaluations for 23 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of August 1, 2026, through August 31, 2026. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…

OCC: Fourth Quarter 2026 and First Quarter 2027 CRA Evaluation Schedule Issued

The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the fourth quarter of 2026 and the first quarter of 2027. The OCC encourages public comment on the CRA-related activities of the national banks and federal savings associations (collectively, banks) scheduled to…

FDIC: CRA Examination Schedules for Fourth Quarter 2026 and First Quarter 2027 Issued

The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the fourth quarter 2026 and first quarter 2027. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter.  The…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in May 2026. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting the…

ICBA: Statement Issued on Proposal to Amend Community Reinvestment Act Rules

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Federal Deposit Insurance Corporation (FDIC) and Office of the Comptroller of the Currency (OCC) proposed rule opens in a new tabto amend Community Reinvestment Act regulations. “While ICBA looks forward to closely reviewing today’s proposed rule, we are strongly…

FDIC & OCC Issue Joint Proposal Amending the Community Reinvestment Act Rules

The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation (the agencies) today proposed targeted changes to their current rules implementing the Community Reinvestment Act (CRA) to better align with the statutory mandate; better ensure that community development grants reach the communities they are intended to benefit; reduce burden for banks,…

ABA: Statement Issued on Joint OCC/FDIC Community Reinvestment Act Rule Proposal

“Today’s joint proposal from the FDIC and OCC marks progress toward a Community Reinvestment Act framework that provides banks with greater clarity to plan and deliver loans and investments that reflect local needs, bank business strategies and today’s banking landscape. While we are continuing to review it closely, we are pleased that the proposal would…