Interagency Guidance: Annual CRA Asset-Size Threshold Adjustments Released

The federal bank regulatory agencies today announced the annual adjustment to the asset-size thresholds used to define small bank, small savings association, intermediate small bank, and intermediate small savings association under the Community Reinvestment Act (CRA) regulations. The annual adjustments are required by the CRA rules.  Financial institutions are evaluated […]

Interagency Guidance: 2014 Small Business, Small Farm And Community Development Lending Data Now Available

The three federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC) with Community Reinvestment Act (CRA) responsibilities—the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency—announced today the availability of data on small business, […]

2014 NICRC: Five Important Lessons Learned

Looking over notes from the 2014 National Interagency Community Reinvestment Conference, certain themes recurred throughout the sessions.   The following is our list of the five most important insights for bankers. Are the right people involved in your CRA program? As the CRA Officer, do you have the appropriate level of […]

CRA Officer’s Examination Myth Dispelled

MYTH:  “Mortgage loans are all that count towards my CRA lending performance.” Let’s be honest, regulators will review a bank’s mortgage lending data as a key indicator of CRA lending performance.  But while mortgage data is key to developing and supporting your CRA efforts, it’s not the only way you can get CRA […]

2014 NICRC: An Inside Look

So what does a T-Rex skeleton have to do with CRA and community development?  Not much, really.  Is it a captivating image that sums up my experience at the 2014 National Interagency Community Reinvestment Conference?  Absolutely.  Everything about this event was new and fascinating to me, while at the same […]

2014 NICRC: Gearing Up…

Just in time for the launch of, the 2014 National Interagency Community Reinvestment Conference was held in Chicago from March 31st to April 2nd.  For those involved with CRA and community development, this is THE event to attend.  Participants not only have the opportunity to network with the most advanced practitioners and agency professionals in […]