Examination

Federal Reserve: Michelle W. Bowman Sworn in as Vice Chair for Supervision of the Board of Governors of the Federal Reserve System

Michelle W. Bowman took the oath of office as Vice Chair for Supervision of the Federal Reserve Board on Monday. The oath was administered by Chair Jerome H. Powell in the press briefing room of the Board’s Martin building. President Trump nominated Ms. Bowman on March 24, 2025, and she was confirmed by the United…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in March 2025. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting the…

ABA: ABA Applauds Senate Confirmation of Michelle Bowman as Fed Vice Chair for Supervision

“We congratulate Governor Michelle Bowman on her confirmation to serve as the Federal Reserve’s next vice chair for supervision and appreciate her willingness to take on these added responsibilities at the Fed. With her deep experience as a federal regulator, state regulator and community banker, Governor Bowman understands the real-world impact U.S. banking rules can…

ICBA: ICBA Congratulates Michelle Bowman on Confirmation as Federal Reserve Vice Chair for Supervision

The Independent Community Bankers of America (ICBA) congratulated Federal Reserve Governor Michelle Bowman on today’s Senate vote confirming her ICBA-advocated nomination to serve as Fed vice chair for supervision.  “ICBA and the nation’s community bankers congratulate Governor Bowman for her confirmation as Fed vice chair for supervision,” ICBA President and CEO Rebeca Romero Rainey said….

OCC: CRA Performance Evaluations for 18 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of May 1, 2025, through May 31, 2025. Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and…

FDIC: CRA Examination Schedules for Third and Fourth Quarters 2025 Issued

The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the third quarter 2025 and fourth quarter 2025. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter.  The…

OCC: Third and Fourth Quarters 2025 CRA Evaluation Schedule Issued

The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the third and fourth quarters of 2025. The OCC encourages public comment on the CRA-related activities of the national banks and federal savings associations (collectively, banks) scheduled to be evaluated under the…

FDIC: Office of the Ombudsman Publishes 2024 Annual Report of Activities

Summary: The Federal Deposit Insurance Corporation’s (FDIC) Office of the Ombudsman today published a report highlighting its activities and the services provided to stakeholders during 2024. The Office of the Ombudsman is a resource for bankers and other stakeholders seeking an independent, neutral, and confidential liaison for informally discussing disagreements with findings or conclusions of…

Agencies Issue Host State Loan-to-Deposit Ratios

Federal bank regulatory agencies today jointly issued updated host state loan-to-deposit ratios, as required by law. Each respective host state loan-to-deposit ratio shows the ratio of total loans in a state to total deposits in the state for all banks that have that state as their home state. These ratios replace those issued in May 2024….

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA).  The list covers evaluation ratings that the FDIC assigned to institutions in February 2025. The CRA is a 1977 law that requires the FDIC to assess a bank’s record of meeting…