FDIC: 2026 Consumer Compliance Supervisory Highlights Issued
The Federal Deposit Insurance Corporation (FDIC) today issued the 2026 edition of the Consumer Compliance Supervisory Highlights. The purpose of this publication is to enhance transparency regarding the FDIC’s consumer compliance supervisory activities and to provide a high-level overview of consumer compliance issues identified in 2025 through the FDIC’s supervision of state non-member banks and thrifts. …
ICBA: ICBA Thanks Lawmakers for Introducing New Bills Advancing the Deposit Insurance Debate
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the introduction of several bills in the House opens in a new taband Senate opens in a new tabto reform the nation’s deposit insurance system. “ICBA and the nation’s community bankers thank members of Congress for introducing several bills that continue advancing…
FDIC: Board of Directors Rescinds Statement of Policy on Qualifications for Failed Bank Acquisitions
The Federal Deposit Insurance Corporation (FDIC) Board of Directors today approved the rescission of a Statement of Policy on Qualifications for Failed Bank Acquisitions (Statement of Policy) issued in 2009 and related questions and answers issued in 2010. The Statement of Policy applied to private investments in certain companies that sought to assume deposit liabilities…
Agencies Request Comment on Proposals to Modernize the Regulatory Capital Framework and Maintain the Strength of the Banking System
The federal bank regulatory agencies today requested comment on three proposals to modernize the regulatory capital framework for banks of all sizes. The proposals would streamline capital requirements and better align regulatory capital with risk while maintaining the safety and soundness of the banking system. The federal bank regulatory agencies today requested comment on three proposals…
Banking Agencies Clarify the Capital Treatment of Tokenized Securities
The federal bank regulatory agencies today jointly issued answers to frequently asked questions to clarify the capital treatment of tokenized securities. A security is often referred to as “tokenized” when ownership rights in the security are represented using distributed ledger technology. The answers to the frequently asked questions clarify that an eligible tokenized security should…
FDIC: Deposit Insurance Application Approved for Edward Jones Bank, Salt Lake City, UT
The Board of Directors of the Federal Deposit Insurance Corporation (FDIC) today announced the approval of a deposit insurance application submitted by the Jones Financial Companies, L.L.L.P. to establish Edward Jones Bank, which will be a Utah-chartered industrial bank. Applications for deposit insurance are evaluated under a statutory framework of seven factors that include: the…
FDIC: CRA Examination Schedules Issued for Second and Third Quarters 2026
The Federal Deposit Insurance Corporation (FDIC) today issued the lists of institutions scheduled for a Community Reinvestment Act (CRA) examination during the second quarter 2026 and third quarter 2026. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter. The…
FDIC: Comment Period Extended on Proposal to Establish GENIUS Act Application Procedures for FDIC-Supervised Institutions Seeking to Issue Payment Stablecoins
February 6, 2026 The Federal Deposit Insurance Corporation (FDIC) today announced a 90-day extension to the comment period on the agency’s notice of proposed rulemaking (NPR) that would implement the application provisions under the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) for FDIC-supervised state nonmember banks and state savings associations seeking…