FHFA: House Price Index Up 0.4 Percent in October 2025; Up 1.7 Percent from Last Year
U.S. house prices rose 0.4 percent in October, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 1.7 percent from October 2024 to October 2025. The previously reported 0.0 percent price change in September was revised downward to a 0.1 percent decline. For the nine census divisions, seasonally adjusted monthly…
FHFA: Final Rule Issued to Establish New Affordable Housing Goals for Fannie Mae and Freddie Mac
Fannie and Freddie Empowered to Support Middle-Class Homeownership Today U.S. Federal Housing issued a final rule that establishes new, better affordable housing goals for Fannie Mae and Freddie Mac. Thanks to this fix, Fannie and Freddie will continue to fully support mortgages for families from every walk of life. “For too long, Biden distorted the…
FHFA: Deemed-Issuance Ratio for 2026 Announced
Ratio changes to 52 Percent Freddie Mac and 48 Percent Fannie Mae U.S. Federal Housing (Federal Housing Finance Agency or FHFA) today announced the deemed-issuance ratio for the 2026 calendar year in accordance with Internal Revenue Service (IRS) guidelines on the trading of the Uniform Mortgage-Backed Security (UMBS). The deemed-issuance ratio is used for diversification reporting on the…
FHFA: Conforming Loan Limit Values for 2026 Announced
Baseline Conforming Loan Limit Value Will Increase to $832,750 U.S. Federal Housing (FHFA) today announced the conforming loan limit values (CLLs) for mortgages Fannie Mae and Freddie Mac (the Enterprises) will acquire in 2026. In most of the United States, the 2026 CLL value for one-unit properties will be $832,750, an increase of $26,250 from…
FHFA: U.S. House Prices Rise 2.2 Percent Year Over Year; Up 0.2 Percent Quarter Over Quarter
U.S. house prices rose 2.2 percent between the third quarter of 2024 and the third quarter of 2025, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the third quarter of 2025 rose 0.2 percent compared to the second quarter of 2025. FHFA’s seasonally adjusted monthly index for September…
FHFA: U.S. Federal Housing Announces 2026 Multifamily Loan Purchase Caps for Fannie Mae and Freddie Mac
U.S. Federal Housing announced today that the 2026 multifamily loan purchase caps for Fannie Mae and Freddie Mac (the Enterprises) will be $88 billion for each Enterprise, for a combined total of $176 billion to support the multifamily market. To ensure a strong focus on affordable housing and underserved markets, U.S. Federal Housing will require…
FHFA: House Price Index Up 0.4 Percent in August 2025; Up 2.3 Percent from Last Year
U.S. house prices rose 0.4 percent in August, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 2.3 percent from August 2024 to August 2025. The previously reported 0.1 percent price decline in July was revised to 0.0 percent. For the nine census divisions, seasonally adjusted…
FHFA: US Federal Housing Requests Input on New Strategic Plan
Consistent with its statutory requirements and President Trump’s executive orders, U.S. Federal Housing is asking the public for feedback on its proposed Strategic Plan for FY 2026–2030. The new Plan proposes three strategic goals for the Agency: Input on the Plan is due by November 5, 2025, and should be submitted via the U.S. Federal…
FHFA: House Price Index® Down 0.1 Percent in July 2025; Up 2.3 Percent from Last Year
U.S. house prices fell 0.1 percent in July, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 2.3 percent from July 2024 to July 2025. The previously reported 0.2 percent price decline in June remained unchanged. For the nine census divisions, seasonally adjusted monthly home price changes ranged from -1.2 percent in…
FHFA: U.S. Federal Housing Completes Withdrawal from International “Greening the Financial System” Network
U.S. Federal Housing has formalized its withdrawal from the Network of Central Banks and Supervisors for Greening the Financial System (NGFS) in a letter to the Chair of NGFS. “Biden drove housing costs up with politicized nonsense that prioritized climate activists over American families,” said U.S. Federal Housing Director William J. Pulte. “Consistent with President…