FHFA: House Price Index® Up 0.1 Percent in January; Up 1.6 Percent from Last Year
U.S. house prices rose 0.1 percent in January, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 1.6 percent from January 2025 to January 2026. The previously reported 0.1 percent price change in December was revised upward to 0.3 percent. For the nine census divisions, seasonally adjusted monthly home price…
FHFA: Fannie Mae and Freddie Mac Remove Certain Homeowners Insurance Requirements That Will Reduce Costs
American homebuyers are about to get a break. New rules for Fannie Mae and Freddie Mac mortgages will help to lower home insurance bills for millions of families, especially in rural areas and condo buildings. The changes fix expensive, stupid Biden-era requirements with simple, common-sense updates that respond to today’s skyrocketing insurance prices. “Thanks to…
FHFA: U.S. House Prices Rise 1.8 Percent Year Over Year; Up 0.8 Percent Quarter Over Quarter
U.S. house prices rose 1.8 percent between the fourth quarter of 2024 and the fourth quarter of 2025, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the fourth quarter of 2025 rose 0.8 percent compared to the third quarter of 2025. FHFA’s seasonally adjusted monthly index for December rose 0.1 percent from November….
FHFA: House Price Index Up 0.6 Percent in November 2025; Up 1.9 Percent from Last Year
U.S. house prices rose 0.6 percent in November, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 1.9 percent from November 2024 to November 2025. The previously reported 0.4 percent price change in October remained unchanged. For the nine census divisions, seasonally adjusted monthly home price changes ranged from 0.0 percent in…
FHFA: U.S. Federal Housing Receives ‘Best Result’ from Annual GAO Audit, Publishes Accountability Report Documenting Agency Achievements
U.S. Federal Housing’s (Federal Housing Finance Agency’s) annual Performance and Accountability Report published today, showing the Agency’s clean audit results from the U.S. Government Accountability Office (GAO). The report also documents the Agency’s success in securing the safety and soundness and housing affordability mission of Fannie, Freddie, and the Federal Home Loan Banks during fiscal…
FHFA: House Price Index Up 0.4 Percent in October 2025; Up 1.7 Percent from Last Year
U.S. house prices rose 0.4 percent in October, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 1.7 percent from October 2024 to October 2025. The previously reported 0.0 percent price change in September was revised downward to a 0.1 percent decline. For the nine census divisions, seasonally adjusted monthly…
FHFA: Final Rule Issued to Establish New Affordable Housing Goals for Fannie Mae and Freddie Mac
Fannie and Freddie Empowered to Support Middle-Class Homeownership Today U.S. Federal Housing issued a final rule that establishes new, better affordable housing goals for Fannie Mae and Freddie Mac. Thanks to this fix, Fannie and Freddie will continue to fully support mortgages for families from every walk of life. “For too long, Biden distorted the…
FHFA: Deemed-Issuance Ratio for 2026 Announced
Ratio changes to 52 Percent Freddie Mac and 48 Percent Fannie Mae U.S. Federal Housing (Federal Housing Finance Agency or FHFA) today announced the deemed-issuance ratio for the 2026 calendar year in accordance with Internal Revenue Service (IRS) guidelines on the trading of the Uniform Mortgage-Backed Security (UMBS). The deemed-issuance ratio is used for diversification reporting on the…
FHFA: Conforming Loan Limit Values for 2026 Announced
Baseline Conforming Loan Limit Value Will Increase to $832,750 U.S. Federal Housing (FHFA) today announced the conforming loan limit values (CLLs) for mortgages Fannie Mae and Freddie Mac (the Enterprises) will acquire in 2026. In most of the United States, the 2026 CLL value for one-unit properties will be $832,750, an increase of $26,250 from…
FHFA: U.S. House Prices Rise 2.2 Percent Year Over Year; Up 0.2 Percent Quarter Over Quarter
U.S. house prices rose 2.2 percent between the third quarter of 2024 and the third quarter of 2025, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the third quarter of 2025 rose 0.2 percent compared to the second quarter of 2025. FHFA’s seasonally adjusted monthly index for September…