Mortgage

HUD: Disaster Aid and Financial Flexibility Delivered for Mississippi Residents Impacted by Natural Disasters

U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner announced the availability of federal disaster assistance to the State of Mississippi to supplement recovery efforts in the areas affected severe storms, straight-line winds, tornadoes and flooding from March 14-15, 2025. “HUD serves every American and works alongside communities to help rebuild homes, neighborhoods,…

HUD: Disaster Aid and Financial Flexiblity Delivered to Kentucky Residents Impacted by Natural Disasters

U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner announced the availability of federal disaster assistance to the Commonwealth of Kentucky to supplement recovery efforts in the areas affected by severe storms, straight-line winds and tornadoes from May 16-17, 2025. “HUD serves every American and works alongside communities to help rebuild homes, neighborhoods,…

HUD: Disaster Aid and Financial Flexibility Delivered for Arkansas Residents Impacted by Natural Disasters

U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner announced the availability of federal disaster assistance to the State of Arkansas to supplement recovery efforts in the areas affected by severe storms, tornadoes and flooding from April 2–22, 2025. “HUD serves every American and works alongside communities to help rebuild homes, neighborhoods, and…

HUD: Disaster Aid and Financial Flexibility Delivered for Texas Residents Impacted by Natural Disasters

U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner announced the availability of federal disaster assistance to the State of Texas to supplement recovery efforts in the areas affected by severe storms and flooding from March 26-28, 2025. “HUD serves every American and works alongside communities to help rebuild homes, neighborhoods, and businesses…

HUD: Disaster Aid and Financial Flexiblity Delivered for Missouri Residents Impacted by Natural Disasters

U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner announced the availability of federal disaster assistance to the State of Missouri to supplement recovery efforts in the areas affected by severe storms, straight-line winds, tornadoes and wildfires from March 14-15, 2025. “HUD serves every American and works alongside communities to help rebuild homes,…

HUD: Disaster Aid and Financial Flexibility Delivered for Oklahoma Residents Impacted by Natural Disasters

U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner announced the availability of federal disaster assistance to the State of Oklahoma to supplement recovery efforts in the areas affected by wildfires and straight-line winds from March 14–21, 2025. “HUD serves every American and works alongside communities to help rebuild homes, neighborhoods, and businesses…

HUD: Disaster Aid and Financial Flexibility Delivered to Virginia Residents Impacted by Winter Storms and Flooding

The U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner announced the availability of Federal disaster assistance to the Commonwealth of Virginia to supplement recovery efforts in the areas affected by severe winter storms and flooding from Feb. 10-18, 2025. President Trump issued a Major Disaster Declaration on April 4, 2025 for the Commonwealth of…

Agencies Take Action on Appraisal Requirements in Area Affected by California Wildfires and Straight-Line Winds

To help facilitate recovery efforts from wildfires and straight-line wind damage in Los Angeles County, California this year, four federal financial institution regulatory agencies today temporarily paused certain appraisal requirements for real estate-related transactions. This action is expected to allow banks and credit unions to work with families and businesses without obtaining an appraisal. Banks…

HUD: Foreclosure Relief Extended to More than One Million FHA Borrowers Recovering from Hurricanes Helene and Milton

Second extension of foreclosure moratoriums provides flexibility for disaster impacted communities Today, U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner announced the Federal Housing Administration (FHA) is extending by an additional 90 days its existing foreclosure moratoriums on FHA-insured single family mortgages in the Presidentially-Declared Major Disaster Areas (PDMDAs) resulting from Hurricanes…

CFPB: 2024 HMDA Data on Mortgage Lending Now Available

The Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) data for 2024 are now available on the Federal Financial Institutions Examination Council’s (FFIEC) HMDA Platform for approximately 4,898 HMDA filers. The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy. To increase public accessibility, the annual loan-level LAR data…