ICBA: ICBA Expresses Concerns with OCC National Trust Bank Chartering Final Rule
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Office of the Comptroller of the Currency’s final rule opens in a new tab on national trust bank chartering. “ICBA and the nation’s community banks continue to have significant concerns with the OCC’s chartering rule for national trust banks,…
OCC: Second and Third Quarter 2026 CRA Evaluation Schedule Issued
The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the second and third quarters of 2026. The OCC encourages public comment on the CRA-related activities of the national banks and federal savings associations (collectively, banks) scheduled to be evaluated under the…
OCC: Comptroller Gould Testifies on Agency Priorities
Comptroller Jonathan V. Gould today testified on the Office of the Comptroller of the Currency’s (OCC) priorities and activities before the U.S. Senate Committee on Banking, Housing, and Urban Affairs. Excerpts from Comptroller Gould’s testimony are below. The full written testimony can be found here. On risk tolerance: “In the years since the 2008 financial crisis, Washington…
OCC: Comments Requested on Proposal to Implement GENIUS Act
The Office of the Comptroller of the Currency (OCC) today issued a proposed rulemaking to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. The notice of proposed rulemaking generally sets forth, and seeks comment on, the regulations that would apply to permitted payment stablecoin issuers and foreign payment stablecoin issuers under…
OCC: Comments Requested on Proposed Rulemaking on the Bank Appeals Process
The Office of the Comptroller of the Currency (OCC) today requested comment on a proposal to establish revised procedures and policies for appeals by OCC-supervised entities of material supervisory determinations. The proposed changes reflect the OCC’s experience administering the bank appeals process and are intended to enhance the independence and efficiency of the appeals function. The proposal…
ABA: ABA Issues New Comment Letter Urging OCC to Provide Stronger Safeguards & Clearer Rules for Charter Applicants
In a new comment letter submitted today, the American Bankers Association urged the Office of the Comptroller of the Currency to uphold strong safety and soundness standards, increase transparency in the chartering process, and move cautiously as new regulatory frameworks develop. The letter, submitted in response to the OCC’s National Bank Chartering Notice of Proposed Rulemaking, also…
OCC: CRA Bank Asset-Size Threshold Amounts for 2026 Announced
The Office of the Comptroller of the Currency (OCC) announced revisions to the asset-size threshold amounts used to define “small bank or savings association” and “intermediate small bank or savings association” under the Community Reinvestment Act (CRA) regulation (12 CFR 25 (March 29, 2024)). The thresholds—which apply to any national bank, federal savings association, or…
OCC: Two Proposals Issued on Preemption of State Interest-on-Escrow Laws
The Office of the Comptroller of the Currency (OCC) today requested comment on two proposals on national banks’ and federal savings associations’ real estate lending powers related to the payment of interest on funds held in escrow accounts. The OCC’s actions emphasize federal preemption as a critical tool for reducing unnecessary burden, enabling local and…