Research

ICBA: ICBA Commends House Financial Services Committee for Advancing 1071 Relief for Community Banks

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the House Financial Services Committee’s passage of the Small LENDER Act (H.R. 941), ICBA-advocated legislation to exempt most community banks from small-business data collection and reporting requirements under Section 1071 of the Dodd-Frank Act. “ICBA and the nation’s…

Census Bureau: New Data on Public Employment and Payroll Now Available

The U.S. Census Bureau today released a new summary report and data tables for the 2025 Annual Survey of Public Employment & Payroll (ASPEP). These statistics provide a comprehensive look at the employment of the nation’s state and local governments. The survey provides state and local government data on full- and part-time employment; full-time equivalent employment; and…

ABA: ABA Offers Congressional Testimony on Credit Reporting and Access to Credit

The Fair Credit Reporting Act (FCRA) is a critical consumer protection law that supports responsible lending, and policymakers should avoid changes that could restrict credit availability by reducing data accuracy or adding complexity, the American Bankers Association testified before the House Financial Services Subcommittee on Financial Institutions today. Veneshia Ferdinand, assistant vice president and director…

Census Bureau: 2025 Annual Survey of State Government Tax Collections Data Now Available

The U.S. Census Bureau today released new tables and files containing detailed data from its 2025 Annual Survey of State Government Tax Collections (STC), including taxes imposed and collected by state governments and the District of Columbia. These data cover five broad tax categories and up to 25 tax subcategories. Congress, federal agencies, state and local governments,…

Census Bureau: Most Common First Names and Last Names in the 2020 Census Released

The U.S. Census Bureau today released a series of data tables of the most common first and last names reported in the 2020 Census. The tables include national-level counts of: A summary table is also available that compares the most common names in the 1790 Census with those in the 1990, 2000, 2010 and 2020 Censuses. The…

Census Bureau: New 2025 U.S. Population Estimates by Age and Sex Released

The U.S. Census Bureau today released a downloadable file containing estimates of the nation’s resident population by single year of age and sex as of July 1, 2025. In the coming months, the Census Bureau will release housing unit estimates for the nation, states, and counties, and population estimates for cities and towns. Future releases also include population estimates by…

FDIC: 2026 Consumer Compliance Supervisory Highlights Issued

The Federal Deposit Insurance Corporation (FDIC) today issued the 2026 edition of the Consumer Compliance Supervisory Highlights. The purpose of this publication is to enhance transparency regarding the FDIC’s consumer compliance supervisory activities and to provide a high-level overview of consumer compliance issues identified in 2025 through the FDIC’s supervision of state non-member banks and thrifts. …

FHFA: House Price Index® Up 0.1 Percent in January; Up 1.6 Percent from Last Year

U.S. house prices rose 0.1 percent in January, according to the U.S. Federal Housing (FHFA) seasonally adjusted monthly House Price Index (FHFA HPI®). House prices rose 1.6 percent from January 2025 to January 2026. The previously reported 0.1 percent price change in December was revised upward to 0.3 percent.  For the nine census divisions, seasonally adjusted monthly home price…

CFPB: 2025 HMDA Data on Mortgage Lending Now Available

The Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) data for 2025 are now available on the Federal Financial Institutions Examination Council’s (FFIEC) HMDA Platform for approximately 4,768 HMDA filers. The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy. To increase public accessibility, the annual loan-level…

OCC: Mortgage Performance Report for Fourth Quarter 2025 Issued

The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the fourth quarter of 2025. The OCC Mortgage Metrics Report, Fourth Quarter 2025 showed that 97.5 percent of mortgages included in the report were current and performing at the end of the quarter, a slight…