CFPB: Annual Report of Consumer and Credit Reporting Complaints Issued
An analysis of complaint responses by Equifax, Experian, TransUnion Pursuant to Section 611(e)(5) of the Fair Credit Reporting Act (FCRA), this report summarizes information gathered by the Consumer Financial Protection Bureau (CFPB) regarding certain consumer complaints transmitted by the CFPB to Equifax, Experian, and TransUnion. FULL REPORT Read the full report
CFPB: 2025 College Credit Card Agreements Report Issued
The Credit Card Accountability, Responsibility, and Disclosure Act (“CARD Act” or “Act”) requires the Consumer Financial Protection Bureau (the “Bureau”) to submit to Congress, and to make available to the public, an annual report that lists information submitted to the Bureau concerning agreements between credit card issuers and institutions of higher education or certain organizations…
CFPB: Seventh Biennial Review of Consumer Credit Card Market Report Issued
This report represents the CFPB’s seventh biennial review of the consumer credit card market as directed by the Credit Card Accountability Responsibility and Disclosure Act of 2009. In this report, we analyze data from several sources to examine many aspects of the consumer credit card market as of the end of 2024. We revisit topics…
CFPB: FY 2024 Office of Minority and Women Inclusion Report to Congress Issued
In Section 342 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd- Frank Act), Congress directed the Consumer Financial Protection Bureau (CFPB or Bureau) to establish an Office of Minority and Women Inclusion (OMWI). Section 342(e) of the Dodd-Frank Act requires the OMWI to submit to Congress an annual report that shall include:…
CFPB: Agency Issues 2024 Financial Literacy Annual Report
The 2024 Financial Literacy Annual Report describes the CFPB’s financial literacy activities and strategy to improve the financial literacy of consumers. This year’s report includes information about the need for youth financial education and how the CFPB supports those programs. FULL REPORT Read the full report
CFPB: Semi-Annual Report to Congress for Fall 2024 Issued
The Consumer Financial Protection Bureau is pleased to present our Semi-Annual Report to Congress for the period beginning April 1, 2024 and ending September 30, 2024, except where otherwise noted. This report also provides the information required by The Truth in Lending Act, the Electronic Fund Transfer Act, and the Credit Card Accountability Responsibility and…
Federal Reserve: Biennial Report on Debit Card Transactions Published, Summarizing Information Collected from Large Debit Card Issuers and Payment Card Networks
The Board on Friday published its biennial report on debit card transactions, which summarizes information collected from large debit card issuers and payment card networks. The report, required by law, provides data on interchange fees, issuer costs, and fraud losses related to debit card transactions performed in 2023. Interchange fees are paid by merchants to…
CFPB: Agency Issues Fair Lending Report 2024
This report satisfies three statutorily imposed reporting requirements related to the Consumer Financial Protection Bureau (CFPB)’s fair lending program under 12 U.S.C. § 5493(c)(2)(D); 15 U.S.C. § 1691f; and 12 U.S.C. § 2807 and reflects the priorities and work of the CFPB and sister agencies for calendar year 2024. Since that time, the agency’s fair…
ICBA: Analysis Shows Permitting Interest on Payment Stablecoin Holdings Would Reduce Community Bank Lending by $850 Billion
As Congress crafts legislation to establish a regulatory framework for digital assets markets, the Independent Community Bankers of America (ICBA) today released new data showing the harmful impact on local economies of allowing crypto exchanges, affiliates, and other intermediaries to pay interest, yield, or rewards on payment stablecoin holdings. Based on macroeconomic modeling from new industry research, ICBA estimates that continuing to allow crypto intermediaries to pay interest or yield on payment stablecoin holdings would reduce community bank…
OCC: Mortgage Performance Report Issued for Third Quarter of 2025
The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the third quarter of 2025. The OCC Mortgage Metrics Report, Third Quarter 2025 showed that 97.4 percent of mortgages included in the report were current and performing at the end of the quarter, remaining unchanged…