“We applaud today’s White House executive order to expand bank participation in mortgage lending and give more Americans the chance to own a home. The proposed regulatory changes would help remove some of the significant obstacles preventing many banks, especially community banks, from being able to fully participate in the mortgage market. ABA supports policy initiatives that create sustainable and affordable housing opportunities, and we look forward to working with the administration, the regulatory agencies and Congress to implement these ideas and build on other efforts to make homeownership more affordable and accessible for all Americans.”