CRA Newswire

OCC: CRA Evaluations for 22 National Banks and Federal Savings Associations Released

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of October 1, 2020 through October 31, 2020.  The list contains only national banks, federal savings associations, and insured federal branches of foreign banks that have received ratings.  The…

SBA: National Veterans Small Business Week Kicks Off November 2nd

SBA hosts annual events honoring and connecting America’s 2.5 million veteran-owned small businesses to local entrepreneurial resources The U.S. Small Business Administration will celebrate veteran, service member and military spouse small business owners nationwide during National Veterans Small Business Week, Nov. 2-6, 2020. “National Veterans Small Business Week is the perfect time to reflect on the accomplishments of…

CFPB: Final Rule Issued to Implement the Fair Debt Collection Practices Act

The Consumer Financial Protection Bureau (Bureau) today issued a final rule to restate and clarify prohibitions on harassment and abuse, false or misleading representations, and unfair practices by debt collectors when collecting consumer debt. The rule focuses on debt collection communications and gives consumers more control over how often and through what means debt collectors…

FEMA: President Trump Approves Emergency Declaration for Mississippi

FEMA announced that federal emergency aid has been made available to the state of Mississippi to supplement state and local response efforts to the emergency conditions in the area affected by Hurricane Zeta beginning on Oct. 27 and continuing.  Federal funding is available to the state and local governments and certain private nonprofit organizations on a cost-sharing basis for emergency protective measures. Public Assistance Category B emergency protective…

CFPB: Agencies Propose Regulation on the Role of Supervisory Guidance

Five federal financial regulatory agencies today invited comment on a proposal outlining and confirming the agencies’ use of supervisory guidance for regulated institutions. The proposal would codify the statement, as amended, that was issued in September 2018 by the agencies that clarified the differences between regulations and guidance. Unlike a law or regulation, supervisory guidance…

ABA: National Survey Shows Americans Trust Banks Most to Keep Their Information Safe

U.S. adults trust banks more than any other entity – including healthcare providers, non-bank payment providers and the government – to keep their information secure and private, according to a new survey conducted by Morning Consult on behalf of the American Bankers Association. In addition, all age groups surveyed (Gen Z, Millennials, Gen X and…

FEMA: President Trump Approves Emergency Declaration for Louisiana

FEMA announced federal disaster assistance has been made available to the state of Louisiana to supplement the state’s response efforts in the areas affected by Hurricane Zeta beginning Oct. 26, and continuing. Federal funding is available to the state, eligible tribal and local governments, on a cost-sharing basis for emergency protective measures. Public Assistance Category…

SBA: Historic Small Business Lending for Fiscal Year 2020 Achieved

The U.S. Small Business Administration announced Fiscal Year 2020 summary loan data of the financial assistance provided through traditional loan program lending as well as aid provided via the CARES Act. Loans guaranteed through traditional SBA lending programs exceeded $28 billion; however, enactment of the CARES Act dramatically increased loan volume guaranteed by the Agency: In FY20,…

EDA: $3.2 Million Invested to Support Business Development and Economic Diversification Efforts in Cortlandt, NY

Today, U.S. Secretary of Commerce Wilbur Ross announced that the Department’s Economic Development Administration (EDA) is awarding a $3.2 million grant to the Town of Cortlandt, New York, to prepare a municipally-owned, 99-acre parcel of land for private development. The EDA grant, to be matched with $43.2 million in local funds, is expected to generate…

OCC: SoFi’s Application to Establish a National Bank Conditionally Approved

The Office of the Comptroller of the Currency yesterday granted conditional approval for Social Finance, Inc., to establish a full-service national bank titled SoFi Bank, National Association. The OCC granted preliminary conditional approval based on a thorough evaluation of information available to the agency, including the representations and commitments made in the application and by…