April 5, 2022

OCC: FFIEC’s 2022 “A Guide to HMDA Reporting: Getting It Right!” Released

The Office of the Comptroller of the Currency (OCC) is announcing the issuance of the Federal Financial Institutions Examination Council’s (FFIEC) revised “A Guide to HMDA Reporting: Getting It Right!” (2022 guide). The 2022 guide provides resources to help banks1 comply with the Home Mortgage Disclosure Act (HMDA) and Regulation C, its implementing regulation (12 CFR 1003).

The 2022 guide reflects a 2020 HMDA rule to adjust the loan volume thresholds effective January 1, 2022,2 for reporting data about open-end lines of credit.


This bulletin rescinds OCC Bulletin 2021-16, “Home Mortgage Disclosure Act: FFIEC’s 2021 ‘A Guide to HMDA Reporting: Getting It Right!'”

Note for Community Banks

The 2022 guide applies to community banks that are subject to HMDA data collection and reporting requirements.


The 2022 guide discusses

Further Information

Please contact Vonda J. Eanes, Director for Community Reinvestment Act and Fair Lending Policy, Compliance Risk Policy Division, at (202) 649-5470.

Grovetta N. Gardineer
Senior Deputy Comptroller for Bank Supervision Policy

Related Link

This post was originally published here.