Community Banks

Joint Release: Regulators Encourage Institutions to Work with Borrowers Affected by Government Shutdown

Joint press release with: Board of Governors of the Federal Reserve System, Conference of State Bank Supervisors, Federal Deposit Insurance Corporation, National Credit Union Administration, Office of the Comptroller of the Currency Five federal financial institutions regulators and state regulators encourage financial institutions to work with consumers affected by the federal government shutdown. While the effects of the federal government…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in October 2018. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

Joint Release: Annual CRA Asset-Size Threshold Adjustments for Small and Intermediate Small Institutions Released

The federal bank regulatory agencies today announced the annual adjustment to the asset-size thresholds used to define small bank, small savings association, intermediate small bank, and intermediate small savings association under the Community Reinvestment Act (CRA) regulations. The annual adjustments are required by the CRA rules. Financial institutions are evaluated under different CRA examination procedures…

ABA: American Bankers Association Donates to Bank Wildfire Relief Fund

As part of the banking industry’s ongoing response to the most devastating wildfires in California history, the American Bankers Association announced today that it will donate a total of $45,000 to three different funds created by California banks to help those impacted by the fires including bank employees. The ABA donations were made after a…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in September 2018. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

OCC: New Report Discusses Key Risks for Federal Banking System

The Office of the Comptroller of the Currency (OCC) today reported credit, operational, compliance, and interest rate risks are key themes for the federal banking system in its Semiannual Risk Perspective for Fall 2018. Highlights from the report include: Credit quality remains strong, but the OCC is monitoring the origination quality of new loans, the…

FDIC: List of Banks Examined for CRA Compliance Issued

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in August 2018. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit…

CDFI Fund: Application Demand for FY 2018 Round of BEA Program Released

NEARLY $941 MILLION IN INCREASED INVESTMENTS, LENDING AND SERVICES IN HIGHLY DISTRESSED COMMUNITIES AND TO CDFIS The U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) announced today the application data for the fiscal year (FY) 2018 round of its Bank Enterprise Award Program (BEA Program). A total of 124 applications were…

ABA: Officers, Board Elected for 2018-2019

Members attending the American Bankers Association’s annual convention in New York have elected new ABA officers and directors to serve on ABA’s board for the 2018–2019 association year. The new officers are: CHAIRMAN: Jeffrey M. Szyperski, chairman, president and CEO, Chesapeake Bank, Kilmarnock, Va.; CHAIRMAN-ELECT: Laura Lee (Laurie) Stewart, president and CEO, Sound Community Bank,…

ABA: Jeffery Szyperski, Virginian Banker, Elected as New ABA Chairman

Today the American Bankers Association elected Jeffrey M. Szyperski as its chairman for the 2018-2019 association year. The election took place during ABA’s annual convention in New York. Szyperski is also chairman, president and CEO of Chesapeake Financial Shares, Inc., and Chesapeake Bank, an $820 million institution based in Kilmarnock, Va.  In addition, he is…