Research

Census Bureau: The Cost of Homeownership Continues to Rise

The median monthly owner costs for U.S. homeowners with a mortgage increased to $2,035 in 2024 from $1,960 (inflation-adjusted) in 2023, according to new American Community Survey (ACS) 1-year estimates released today by the U.S. Census Bureau. “One way we measure housing affordability is based on how much households spend on selected costs such as mortgage payments, insurance, taxes,…

ICBA: New Analysis Shows Sharp Decreases in Small Business and Mortgge Lending Following Credit Union Acquisitions of Community Banks

The Independent Community Bankers of America (ICBA) today released the results of a new data analysis demonstrating that the growth of tax-exempt credit unions acquiring tax-paying community banks is harming small businesses and local communities while community banks outperform credit unions in high-poverty areas.  In a new blog post, ICBA President and CEO Rebeca Romero Rainey details ICBA’s…

Census Bureau: Income, Poverty and Health Insurance Coverage in the United States 2024 Data Released

The U.S. Census Bureau today announced that real median household income was $83,730 in 2024, not statistically different from the 2023 estimate of $82,690. The official poverty rate fell 0.4 percentage points to 10.6% in 2024. The following 2024 findings were all not statistically different from 2023. The Supplemental Poverty Measure (SPM) rate in 2024…

CDFI Fund: Preview Released of CIMS5 Test Site and Training Resources

As the CDFI Fund prepares for the October 6, 2025, launch of the new version of the CDFI Information Mapping System (CIMS5), users are now invited to explore a test version of the system and preview its updated features. The new version of CIMS, accessed through Awards Management Information System (AMIS), will continue to allow organizations…

Census Bureau: New 2024 Educational Attainment Data Released

The U.S. Census Bureau today released the Educational Attainment in the United States: 2024 table package examining the education level of adults age 18 and older by age, sex, race, nativity and other demographic and social characteristics. Data are based on statistics from the Current Population Survey Annual Social and Economic Supplement. Highlights Age Sex Occupation and Industry…

HUD and Census Bureau: New Residential Sales Report Issued for July 2025

The U.S. Census Bureau and the U.S. Department of Housing and Urban Development jointly announced the following new residential sales statistics for July 2025: New Home SalesSales of new single-family houses in July 2025 were at a seasonally-adjusted annual rate of 652,000, according to estimates released jointly today by the U.S. Census Bureau and the…

Census Bureau: National 2024 Income, Poverty and Health Insurance Coverage Statistics Scheduled for Release

The U.S. Census Bureau will announce the findings of three reports estimating income, poverty and health insurance coverage in the United States at an online news conference next month. The reports – Income in the United States: 2024, Poverty in the United States: 2024, and Health Insurance Coverage in the United States: 2024 – provide national statistics…

FHFA: U.S. House Prices Rise 2.9 Percent Year Over Year; Unchanged Quarter Over Quarter

U.S. house prices rose 2.9 percent between the second quarter of 2024 and the second quarter of 2025, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the second quarter of 2025 remained unchanged compared to the first quarter of 2025. FHFA’s seasonally adjusted monthly index for June was down 0.2 percent from…

Census Bureau: Webinar Scheduled for September 4th on 2024 American Community Survey 1-Year Estimates

The U.S. Census Bureau is scheduled to hold a prerelease webinar about the 2024 American Community Survey (ACS) 1-year estimates set to be publicly released Sept. 11, 2025. The webinar will explain how to access data and resources from the ACS, and provide tips for comparing geographies and statistics over time. The ACS provides a wide range of statistics about the…

CDFI Fund: Upcoming Launch of a New Version of CDFI Information Mapping System (CIMS) Announced

The CDFI Fund is preparing to launch a new version of the CDFI Information Mapping System (CIMS), a web-based tool that enables organizations to visually plot eligible service areas and investments in support of their Certification or funding applications. The new version, CIMS5, will replace the existing version CIMS4, which will be retired and no…