Research

ABA: New Survey Finds Americans Want Fintechs to Follow Bank Rules, Support Protecting Local Lending from Stablecoin Risks

Morning Consult poll also shows consumers find credit card marketplace highly competitive, are wary of credit card price controls A new survey conducted by Morning Consult on behalf of the American Bankers Association found that consumers want nonbank fintech companies to follow the same rules as banks.  More than 8 in 10 (84%) agree that any business…

CDFI Fund: Public Comment Sought on Opportunity Zone Nomination Tool

The U.S. Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites state government officials—such as State Chief Executive Officers—and members of the general public to comment on continuing information collections, as required by the Paperwork Reduction Act of 1995. Currently, the Community Development Financial Institutions Fund (CDFI…

ABA: Bank Economists Believe Credit Conditions Will Hold Relatively Steady Over Next Six Months

While credit conditions are expected to continue softening over the next six months as the labor market faces challenges, they will hold relatively steady according to the American Bankers Association’s latest Credit Conditions Index released today. ABA’s Credit Conditions Index examines a suite of indices derived from the quarterly outlook for credit markets produced by ABA’s…

ABA: Bank Economists See Moderate Growth, Persistent Inflation Amid Geopolitical Uncertainty

The American Bankers Association’s Economic Advisory Committee expects the U.S. economy to continue expanding through the remainder of 2026 and into 2027. The committee’s latest forecast also expects inflation to remain above the Federal Reserve’s 2% target due in part to geopolitical events, including trade policy and the ongoing military action in the Middle East….

Census Bureau: Main Release of Annual Integrated Economic Survey Data Published for the First Time

The U.S. Census Bureau today released the main set of data from the 2023 Annual Integrated Economic Survey (AIES), offering the first single, comprehensive annual snapshot of U.S. employer businesses. The AIES provides economic data — including business revenue, expenses, payroll and employment — at detailed geographies, which for many sectors were previously only available at…

HUD and Census Bureau: New Residential Sales Report for December 2025 Issued

The U.S. Census Bureau and the U.S. Department of Housing and Urban Development jointly announced the following new residential sales statistics for December 2025:  New Home Sales Sales of new single-family houses in December 2025 were at a seasonally-adjusted annual rate of 745,000, according to estimates released jointly today by the U.S. Census Bureau and the…

FHFA: U.S. House Prices Rise 1.8 Percent Year Over Year; Up 0.8 Percent Quarter Over Quarter

U.S. house prices rose 1.8 percent between the fourth quarter of 2024 and the fourth quarter of 2025, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®). House prices for the fourth quarter of 2025 rose 0.8 percent compared to the third quarter of 2025. FHFA’s seasonally adjusted monthly index for December rose 0.1 percent from November….

CFPB: New “Estimating the Cost of the Consumer Financial Protection Bureau to Consumers” Report Released

Download the Estimating the Cost of the Consumer Financial Protection Bureau to Consumers 

Census Bureau: 2024 ACS 5-Year Data Show Large Gains in Educational Attainment in Metropolitan and Micropolitan Statistical Areas

The percentage of adults age 25 and over with a bachelor’s degree or higher increased significantly in metropolitan statistical areas (metro areas), up from 34.2% during the 2015-2019 period to 37.8% during the 2020-2024 period, according to new American Community Survey (ACS) 5-year estimates released today by the U.S. Census Bureau. “Over the last five years, we’ve…

Census Bureau: New Data Show Fewer Women Gave Birth While Unmarried in the Past Decade

The percentage of women with a recent birth who were unmarried decreased by 4.8 percentage points, from 35.7% (or under 1.5 million) in 2011 to 30.9% (or 1.2 million) in 2023, according to a new U.S. Census Bureau report titled Social and Economic Characteristics of Currently Unmarried Women With a Recent Birth: 2023. In 2023, four…