Research

Census Bureau: Small Business Pulse Survey Phase 2 Weekly Data Release

The U.S. Census Bureau today released new data from the second phase of the experimental Small Business Pulse Survey. Data collection began Aug. 9, 2020. Results will be released weekly starting Aug. 20 through Oct. 15, 2020. The second phase includes questions on the core concepts from the first phase of the survey, as well as…

CFPB: Analysis of 2019 HMDA Data Points Issued

Today the Consumer Financial Protection Bureau (Bureau) issued a new Home Mortgage Disclosure Act (HMDA) analysis of the 2019 HMDA Data. This data article is the second in a series and follows the first article  published in June of this year. The Home Mortgage Disclosure Act (HMDA) is a data collection, reporting, and disclosure statute that was…

Census Bureau: New Report Released on Retail Workers

Today, the U.S. Census Bureau released Retail Workers: 2018, a new report on the nation’s retail workforce. Retail jobs are some of the most common occupations in the United States. This report does not reflect any possible economic impacts related to COVID-19, but instead serves as a pre-crisis benchmark for future research. In 2018, 9.8 million…

HUD & Census Bureau: New Residental Sales Report Released for July 2020

The U.S. Department of Housing and Urban Development (HUD) and the U.S. Census Bureau jointly announced the following new residential sales statistics for July 2020: New Home Sales Sales of new single-family houses in July 2020 were at a seasonally adjusted annual rate of 901,000. This is 13.9 percent (±20.0 percent)* above the revised June…

HUD: New Report Shows Opportunity Zones on Track to Lift One Million Americans Out of Poverty

Poverty rate to be reduced by 11% in Opportunity Zones through billions in investment and new job opportunities The White House Council of Economic Advisers (CEA) yesterday delivered a Progress Report on President Trump’s Opportunity Zones initiative to White House Opportunity and Revitalization Council Chairman Ben Carson, Secretary of the U.S. Department of Housing and Urban Development….

FHFA: U.S. House Prices Up 5.4 Percent from Last Year; Rise 0.8 Percent in Second Quarter Despite COVID

U.S. house prices rose 5.4 percent from the second quarter of 2019 to the second quarter of 2020 according to the Federal Housing Finance Agency (FHFA) House Price Index (HPI). House prices were up 0.8 percent in the second quarter of 2019. FHFA’s seasonally adjusted monthly index for June was up 0.9 percent from May. “Home prices grew by 5.4 percent in the…

FDIC: Insured Institutions Reported Lower Profitability but Strong Liquidity and Higher Capital Levels in Second Quarter 2020

Aggregate Quarterly Net Income Declined Due to Continued Economic Uncertainty Net Interest Margin Compressed at Record Rate Deposits Expanded by More Than $1 Trillion for Second Consecutive Quarter Deposit Insurance Fund Increased to Record $114.7 Billion, while Reserve Ratio Falls to 1.30 Percent Due to Inflow of Deposits Community Banks Registered a 3.2 Percent Increase…

CFPB: Information Requested on the Impact of CARD Act Regulations on Small Entities and the Consumer Credit Card Market

The Consumer Financial Protection Bureau (Bureau) issued today a request for information (RFI) to examine the impact of the rules that implement the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act Rules). The Bureau is required under Section 610 of the Regulatory Flexibility Act to review certain rules within 10 years of…

Census Bureau: Over 73 Percent of Housing Units Counted So Far in 2020 Census

This week, the U.S. Census Bureau began to release daily 2020 Census housing unit completion rates including the 2020 Census self-response rate and Nonresponse Followup completion rate. Over 73% of housing units have been accounted for in the 2020 Census as of today, with 9.7% counted by census takers and other field data collection operations, and 64.2%…

Census Bureau: Small Business Pulse Survey Phase 2 Weekly Data Released

The U.S. Census Bureau today released new data from the second phase of the experimental Small Business Pulse Survey. Data collection began Aug. 9, 2020. Results will be released weekly starting Aug. 20 through Oct. 15, 2020. The second phase includes questions on the core concepts from the first phase of the survey, as well as…