Research

CFPB: New Report Finds Mortgage Refinance Loans Drove an Increase in Closed-End Originations in 2020

A new Home Mortgage Disclosure Act (HMDA) data report  on residential mortgage lending trends released today by the Consumer Financial Protection Bureau finds that the total number of closed-end originations as well as applications increased substantially between 2019 and 2020. Closed-end originations (excluding reverse mortgages) increased in 2020 by 65.2 percent, from 8.3 million in 2019 to…

Census Bureau: Data Collection Begun for New Institute of Education Sciences School Pulse Panel Survey

The U.S. Census Bureau recently began collecting data for the new Institute of Education Sciences (IES) School Pulse Panel (SPP) Survey as part of the efforts to measure the impact of the COVID-19 pandemic on public school students and staff. The SPP is a new study sponsored by the National Center for Education Statistics (NCES) in the…

FHFA: 2022-2024 Housing Goals for Fannie Mae and Freddie Mac Published

Stakeholder comments requested for proposed goals which establish benchmarks, promote equitable access to affordable housing Today, the Federal Housing Finance Agency (FHFA) proposed housing goals​ for Fannie Mae and Freddie Mac (the Enterprises) for 2022 to 2024. The proposed housing goals are designed to ensure the Enterprises responsibly promote equitable access to affordable housing that reaches…

ABA: Report Finds Credit Conditions Remained Strong in First Quarter 2021

Credit conditions remained strong in the first quarter of 2021, as U.S. consumers continued to drive the economic recovery, according to the American Bankers Association’s latest quarterly Credit Card Market Monitor. While monthly purchase volumes were mostly unchanged compared to the fourth quarter of 2020 and were roughly equivalent to early 2019 levels, credit card…

Census Bureau: Small Business Pulse Survey Phase 6 Begins

The U.S. Census Bureau today announced the beginning of data collection for Phase 6 of the Small Business Pulse Survey (SBPS). This experimental survey was designed and launched in April 2020 to measure temporal economic trends in the nation’s small businesses and provide insight into the scope of impact of the pandemic response in the United States….

Census Bureau: 2020 Census Highlights Local Population Changes and Nation’s Racial and Ethnic Diversity

U.S. Census Bureau Delivers Data for States to Begin Redistricting Efforts The U.S. Census Bureau today released additional 2020 Census results showing an increase in the population of U.S. metro areas compared to a decade ago. In addition, these once-a-decade results showed the nation’s diversity in how people identify their race and ethnicity. “We are excited to…

Census Bureau: Household Pulse Survey Phase 3.2 Biweekly Data Released

The U.S. Census Bureau today released new data from phase 3.2 of the experimental Household Pulse Survey. This phase of data collection includes new questions on the Child Tax Credit, sexual orientation and gender identity (SOGI), rent/mortgage arrears, utility arrears and restrictions, summer catch-up education activities for grades K-12 and preventative health care for children. The…

Census Bureau: Latest Data Released on Community Resilience to Disasters

The U.S. Census Bureau today released the 2019 Community Resilience Estimates to measure the ability of a population to withstand adversity from the impacts of disasters, including weather- and disease-related events such as pandemics, forest fires and floods. Later this month, the new data will also be available through a tool that shows risk level by state, county and…

Census Bureau: Changes for 2020 ACS 1-Year Estimates Announced

The U.S. Census Bureau today announced that it will not release its standard 1-year estimates from the 2020 American Community Survey (ACS) because of the impacts of the COVID-19 pandemic on data collection. The Census Bureau will release experimental estimates developed from 2020 ACS 1-year data. The standard 2020 ACS 1-year estimates do not meet the Census…

CFPB & FHFA: Updated Data from the National Survey of Mortgage Originations Released for Public Use

Data Highlights Borrowers’ Experiences Obtaining a Mortgage The Consumer Financial Protection Bureau (CFPB) and the Federal Housing Finance Agency (FHFA) today published updated loan-level data for public use collected through the National Survey of Mortgage Originations (NSMO). The data provide insights into borrowers’ experiences obtaining residential mortgages. Since 2014, FHFA and CFPB have sent surveys…