June 29, 2023

CFPB: FFIEC Announces Availability of 2022 Data on Mortgage Lending

The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on 2022 mortgage lending transactions reported under the Home Mortgage Disclosure Act (HMDA) by 4,460 U.S. financial institutions, including banks, savings associations, credit unions, and mortgage companies.

The HMDA data are the most comprehensive publicly available information on mortgage market activity. The data are used by industry, consumer groups, regulators, and others to assess potential fair lending risks and for other regulatory and informational purposes. The data help the public assess how financial institutions are serving the housing needs of their local communities and facilitate federal financial regulators’ fair lending, consumer compliance, and Community Reinvestment Act examinations.

The Snapshot National Loan-Level Dataset released today contains the national HMDA datasets as of May 1, 2023. Key observations from the Snapshot include the following:

The FFIEC also released today several other data products to serve a variety of data users. The HMDA Dynamic National Loan-Level Dataset is updated on a weekly basis to reflect late submissions and resubmissions. Aggregate and Disclosure Reports provide summary information on individual financial institutions and geographies. The HMDA Data Browserallows users to create custom tables and download datasets that can be further analyzed. In addition, since mid-March 2023, the FFIEC has made available Loan/Application Registersfor each HMDA filer of 2022 data, as well as a combined file for all filers, modified to protect borrower privacy. Additional summary information regarding the 2022 data may be found here.

More information about HMDA data reporting requirements is also available here.


CFPB, Michael Robinson, (202) 597-4022
FDIC, LaJuan Williams-Young, (202) 898-3876
FRB, Laura Benedict, (202) 452-2955
NCUA, Joseph Adamoli, (703) 518-6330
OCC, Brian Walch, (202) 649-6870

This post was originally published here.