Research

CFPB: FFIEC Announces Availability Of 2016 HMDA Data On Mortgage Lending

The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 6,762 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA). Covered institutions include banks, savings associations, credit unions, and mortgage companies. The HMDA data cover 2016 lending activity and include: Applications, originations, purchases, sales of…

SBA: SBA Adopts Office Of Management And Budget’s NAICS 2017 Revision For Its Table Of Small Business Standards

The U.S. Small Business Administration  issued a final rule adopting the U.S. Office of Management and Budget’s (OMB) North American Industry Classification System (NAICS) revision for 2017 (NAICS 2017) for its table of small business size standards.  The final rule is published in the Federal Register at:   https://www.gpo.gov/fdsys/pkg/FR-2017-09-27/pdf/2017-20705.pdf NAICS 2017 created 21 new industries by reclassifying, combining, or…

FHFA: Second Quarter 2017 Foreclosure Prevention Report Shows Foreclosure Preventions Surpass 3.9 Million

The Federal Housing Finance Agency (FHFA) today released its second quarter Foreclosure Prevention Report, which shows that Fannie Mae and Freddie Mac (the Enterprises) completed 48,760 foreclosure prevention actions in the second quarter of 2017, bringing the total number of troubled homeowners helped to 3,931,224 since the start of the conservatorships in September 2008. Of…

Federal Reserve: Changes In U.S. Family Finances from 2013 to 2016 – Evidence from the Survey of Consumer Finances

The Federal Reserve Board’s Survey of Consumer Finances for 2016 provides insights into the evolution of family income and net worth since the previous time the survey was conducted, in 2013. The survey shows that, over the 2013-16 period, the median value of real (inflation-adjusted) family income before taxes rose 10 percent, and mean income…

Federal Reserve: 2016 Survey Of Consumer Finances Released

The 2016 Survey of Consumer Finances (SCF) is the most recent survey conducted. Below are links to the bulletin article, historical bulletin tables, full public dataset, extract dataset, replicate weight files, and documentation. How to get a notification of changes: If you would like to receive notification about additions to the web page and updates to…

Federal Reserve: FEDS Notes | Recent Trends In Wealth-Holding By Race and Ethnicity From The Survey Of Consumer Finances

Lisa J. Dettling, Joanne W. Hsu, Lindsay Jacobs, Kevin B. Moore, and Jeffrey P. Thompson with assistance from Elizabeth Llanes Newly released data from the Survey of Consumer Finances (SCF) show that wealth rose for families in all race and ethnicity groups between 2013 and 2016. The long-standing and substantial wealth disparities between families of…

CFPB: First National Survey on Financial Well-Being Shows More Than 40 Percent of U.S. Adults Struggle To Make Ends Meet

Bureau Releases Interactive Online Tool to Help Consumers Measure Their Financial Well-Being Today, the Consumer Financial Protection Bureau (CFPB) released the results of a first-of-its-kind national survey on the financial well-being of U.S. consumers that showed that more than 40 percent of U.S. adults struggle to make ends meet. The survey provides measurements and insights…

CDFI Fund: Annual CIIS Public Data on CDFI Program Recipient Reporting Released

The Community Development Financial Institutions Fund (CDFI Fund) released today 13 years of data provided by Community Development Financial Institutions (CDFIs) through its data collection system, the Community Investment Impact System (CIIS). The data collected covers fiscal years (FY) 2003 through 2015. The release contains Institution Level Report (ILR) data on 823 CDFIs that have…

CDFI Fund: Summary Report and Public Data for NMTC Program for Years 2003-2015 Released

The U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) today released a Summary Report and data collected on New Markets Tax Credit (NMTC) investments across the nation through fiscal year (FY) 2015. The CDFI Fund requires all Community Development Entities (CDEs) that have been awarded NMTC allocations to submit an annual…

FHFA: House Price Index Up 0.2 Percent in July 2017

U.S. house prices rose in July, up 0.2 percent from the previous month, according to the Federal Housing Finance Agency (FHFA) seasonally adjusted monthly House Price Index (HPI).  The previously reported 0.1 percent increase in June remained the same. The FHFA monthly HPI is calculated using home sales price information from mortgages sold to, or…