Research

ABA: Report Shows Consumer Delinquencies Rose in Fourth Quarter of 2020

After two consecutive quarters of declines, consumer credit delinquencies rose in the fourth quarter of 2020 as the toll of the pandemic-induced recession weighed on the economy, according to results from the American Bankers Association’s Consumer Credit Delinquency Bulletin. Overall, delinquencies rose in each of the 11 loan categories tracked by ABA. The composite ratio,…

Census Bureau: Household Pulse Survey 3.1 Begins

The U.S. Census Bureau today announced the beginning of data collection for phase 3.1 of the experimental Household Pulse Survey. Phase 3.1 includes substantial revisions to the questionnaire. Additional questions address the following new topics: disability, child health access, telehealth and child care. Also included are demographic questions to identify service members and military spouses, and questions to classify…

Census Bureau: New Household Pulse Survey COVID-19 Vaccination Tracker Released

The U.S. Census Bureau today released a new data tool to explore changes in vaccination rates and vaccine hesitancy for the nation, states and select population characteristics. The Vaccination Tracker uses data from the Household Pulse Survey which includes questions about COVID-19 vaccinations and attitudes toward vaccinations. The Household Pulse Survey is an effort by the Census Bureau and other…

Census Bureau: Small Business Pulse Survey Phase 4 Weekly Data Released

The U.S. Census Bureau today released new data from the fourth phase of the Small Business Pulse Survey (SBPS). Data collection began Feb. 15. Results will be released weekly Feb. 25 to April 22. The SBPS includes questions on topics such as location closings, changes in employment, disruptions in the supply chain, the use of federal assistance initiatives such…

Census Bureau: Small Business Pulse Survey Phase 4 Weekly Data Released

The U.S. Census Bureau today released new data from the fourth phase of the Small Business Pulse Survey (SBPS). Data collection began Feb. 15. Results will be released weekly Feb. 25 to April 22. The SBPS includes questions on topics such as location closings, changes in employment, disruptions in the supply chain, the use of federal assistance initiatives such…

CFPB: 2020 HMDA Data on Mortgage Lending Now Available

Today, the Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) data for 2020 were published on the Federal Financial Institutions Examination Council’s HMDA Platform for approximately 4,400 HMDA filers. The published data contain loan-level information filed by financial institutions, modified to protect privacy. “HMDA data can help determine whether financial institutions are serving…

CDFI Fund: Public Comments Sought on Civil Rights Act Compliance Worksheet

The U.S. Department of the Treasury, as part of a continuing effort to reduce paperwork and respondent burden, invites the general public and other federal agencies to take this opportunity to comment on proposed and/or continuing information collections, as required by the Paperwork Reduction Act (PRA) of 1995, 44 U.S.C. 3506(c)(2)(A). Currently, the Community Development…

FHFA: House Price Index Up 1.0 Percent in January; Up 12.0 Percent from Last Year

 House prices rose nationwide in January, up 1.0 percent from the previous month, according to the latest Federal Housing Finance Agency House Price Index (FHFA HPI®).  House prices rose 12.0 percent from January 2020 to January 2021. The previously reported 1.1 percent price change for December 2020 was revised upward to 1.2 percent.  For the nine census divisions, seasonally…

CDFI Fund: Public Data for NMTC Program for FYs 2003-2019 Released

The U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) today released transaction level data collected on New Markets Tax Credit (NMTC) investments across the nation through fiscal year (FY) 2019. The CDFI Fund requires all Community Development Entities (CDEs) that have been awarded NMTC allocations to submit an annual report detailing…

OCC: Report Shows Decline in Mortgage Performance for Fourth Quarter 2020

The Office of the Comptroller of the Currency (OCC) reported that the performance of first-lien mortgages in the federal banking system declined during the fourth quarter of 2020. The OCC Mortgage Metrics Report, Fourth Quarter 2020 showed that 93.3 percent of mortgages included in the report were current and performing at the end of the quarter, compared…