May 2, 2024

FHFA: Report Issued on Enterprise Single-Family Guarantee Fees in 2022

he Federal Housing Finance Agency (FHFA) today issued its annual report on single-family guarantee fees charged by Fannie Mae and Freddie Mac (the Enterprises). Guarantee fees are intended to cover the expected credit losses, administrative costs, and cost of capital that the Enterprises incur when they acquire single-family loans from lenders. The report analyzes loans acquired by the Enterprises in 2022 by product type, risk class, and lender delivery volume, including a comparison to similar data from loans acquired in 2021.

Significant findings in the report indicate:

The Housing and Economic Recovery Act of 2008 requires FHFA to submit a report to Congress annually on the guarantee fees charged by the Enterprises.

This post was originally published here.