FHFA: Updates to Public Use Databases for Fannie Mae and Freddie Mac Announced

The Federal Housing Finance Agency (FHFA) has released new and revised datasets for the Public Use Databases​ (PUDBs) of single-family and multifamily mortgage acquisitions by Fannie Mae and Freddie Mac (the Enterprises). New data for 2019 are now available as well as final versions of data for 2018 that replace the interim files uploaded last September.

The PUDBs contain additional loan-level data that increases their alignment with information reported under the Home Mortgage Disclosure Act (HMDA), enhances transparency about the Enterprises’ effects on local economies, and provides more information to the public about the secondary mortgage market.

“FHFA is pleased to release the new and revised Enterprise PUDB files,” said Lynn Fisher, Deputy Director of the Division of Research and Statistics. “The PUDB provides stakeholders in the housing and mortgage sectors with critical data concerning the Enterprises’ acquisition of mortgages nationwide and at the local level.”

The data released today include the addition of HMDA data elements pursuant to the FHFA Order on Data Requirements for Enterprise Public Use Database. For 2019 and 2018, the Single-Family Census Tract files add 25 new data elements. Most notably, these files contain the loan-to-value ratio of properties and the debt-to-income ratio of borrowers. The Multifamily Census Tract files add 21 new data elements such as the number of units in the property. The additions to the Single-Family and Multifamily Census Tract files include geographic indicators relevant to the Enterprises’ Duty to Serve Program.

The datasets are available at www.fhfa.gov/DataTools/Downloads/Pages/Public-Use-Databases.aspx​. This page also includes datasets for prior years.​

Leave A Comment?

You must be logged in to post a comment.